CFPB · Single-product concentration

Credit Bureau Data, Inc.

35 CFPB complaints · 80% in "Debt collection" · top issue False statements or representation.

35 CFPB complaints

Credit Bureau Data, Inc.: 80% of 35 CFPB complaints sit in "Debt collection". Timely 94.3% · relief 5.7%. Allegations, not findings.

  • Single-product concentration
  • +400% filings 2013 to 2026

CFPB relief outcome brief

CCDB company credit-bureau-data-inc

5.7% relief · 94.3% timely · 35 filings · Debt collection

Nearest relief peer: ARS National Services, Inc. (5.7% relief)

Credit Bureau Data, Inc. (th…5.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Credit Bureau Data, Inc. and nearest filing-volume peers

Credit Bureau Data, Inc. closes 5.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Credit Bureau Data, Inc.'s 35 filings include narrative text

42.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 94.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Bureau Data, Inc. complaint mix by product

Total complaints: 35

Credit Bureau Data, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 35 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 28 complaints (80.0%), resolution 3.6% Debt collection 80.0% Credit reporting: 6 complaints (17.1%), resolution 16.7% Credit reporting 17.1% Credit reporting,: 1 complaints (2.9%), resolution 0.0%
  • Debt collection 28 80.0% 4% relief
  • Credit reporting 6 17.1% 17% relief
  • Credit reporting, 1 2.9% 0% relief

How Credit Bureau Data, Inc.'s 35 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 28
Credit reporting or other personal consumer reports 6
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Credit Bureau Data, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WI
65.7% of this company's filings
WI23MN4AR2IA2TN1IL1TX1FL1

Credit Bureau Data, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+400% vs 2013
02468 2013201520182020202220242026 5

Top States

State Complaints
WI 23
MN 4
AR 2
IA 2
TN 1
IL 1
TX 1
FL 1

Top Issues

Issue Complaints
False statements or representation 8
Took or threatened to take negative or legal action 6
Attempts to collect debt not owed 5
Incorrect information on your report 5
Written notification about debt 4
Improper use of your report 2
Communication tactics 2
Improper contact or sharing of info 1
Taking/threatening an illegal action 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 2 100%
2015 1 100%
2016 1 100%
2018 2 50%
2019 2 100%
2020 1 100%
2021 2 100%
2022 4 75%
2023 7 100%
2024 3 100%
2025 4 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

Credit Bureau Data, Inc. filings cluster in one product

Credit Bureau Data, Inc.'s 35 logged complaints stay concentrated: only 8 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-02.

Credit Bureau Data, Inc. answers 94.3% of complaints inside the CFPB's tracked window and closes 94.3% with a written explanation. 5.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Bureau Data, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Bureau Data, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Bureau Data, Inc. (94.3% timely; 5.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration