CFPB · Single-product concentration

Common Wealth Mortgage Services

25 CFPB complaints · 76% in "Mortgage" · top issue Incorrect information on your report.

25 CFPB complaints

Common Wealth Mortgage Services: 76% of 25 CFPB complaints sit in "Mortgage". Timely 96% · relief 8%. Allegations, not findings.

  • Single-product concentration
  • -25% filings 2016 to 2026

CFPB relief outcome brief

CCDB company common-wealth-mortgage-services

8% relief · 96% timely · 25 filings · Mortgage

Nearest relief peer: Flatonia Investments, LLC (8% relief)

Common Wealth Mortgage Servi…8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Common Wealth Mortgage Services and nearest filing-volume peers

Common Wealth Mortgage Services closes 8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Common Wealth Mortgage Services's 25 filings include narrative text

56% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Common Wealth Mortgage Services complaint mix by product

Total complaints: 25

Common Wealth Mortgage Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 19 complaints (76.0%), resolution 10.5% Mortgage 76.0% Credit reporting: 4 complaints (16.0%), resolution 0.0% Credit reporting 16.0% Credit reporting,: 2 complaints (8.0%), resolution 0.0% Credit reporting, 8.0%
  • Mortgage 19 76.0% 11% relief
  • Credit reporting 4 16.0% 0% relief
  • Credit reporting, 2 8.0% 0% relief

How Common Wealth Mortgage Services's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 19
Credit reporting or other personal consumer reports 4
Credit reporting, credit repair services, or other personal consumer reports 2

Concentrated filing states for Common Wealth Mortgage Services

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
UT
40% of this company's filings
UT10OH3CA3NM2FL1TX1PA1CO1

Common Wealth Mortgage Services falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
3
-25% vs 2016
012345 20162017201820192020202120222023202420252026 3

Top States

State Complaints
UT 10
OH 3
CA 3
NM 2
FL 1
TX 1
PA 1
CO 1
LA 1
NV 1
AZ 1

Top Issues

Issue Complaints
Incorrect information on your report 5
Trouble during payment process 4
Struggling to pay mortgage 3
Applying for a mortgage or refinancing an existing mortgage 3
Closing on a mortgage 2
Loan servicing, payments, escrow account 2
Application, originator, mortgage broker 1
Settlement process and costs 1
Credit monitoring or identity theft protection services 1
Unable to get your credit report or credit score 1
Improper use of your report 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2016 4 75%
2017 1 100%
2018 2 100%
2019 1 100%
2020 2 100%
2021 4 100%
2022 3 100%
2023 2 100%
2024 2 100%
2025 1 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Common Wealth Mortgage Services filings cluster in one product

Common Wealth Mortgage Services's 25 logged complaints stay concentrated: only 11 states show a filing. 56% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-09.

Common Wealth Mortgage Services answers 96% of complaints inside the CFPB's tracked window and closes 88% with a written explanation. 8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Common Wealth Mortgage Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Common Wealth Mortgage Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Common Wealth Mortgage Services (96% timely; 8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration