2026 data Public-data reference. official source

Go Capital Holdings, LLC

189 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

189 consumer complaints filed with the CFPB

This profile shows Go Capital Holdings, LLC's complaint history from CFPB public records. 189 consumers have filed complaints since 2015. The company has a 95.8% timely response rate and has provided relief in 0% of cases.

189
Total Complaints
95.8%
Timely Response
1.6%
Disputed
0%
Relief Provided
27
States Active
2015
Since

Total complaints

189

Filed since 2015

Timely response

95.8%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 95.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Go Capital Holdings, LLC complaint mix by product

Total complaints: 189

Go Capital Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 189 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 76 complaints (40.2%), resolution 0.0% Credit reporting 40.2% Vehicle loan: 33 complaints (17.5%), resolution 0.0% Vehicle loan 17.5% Credit reporting,: 29 complaints (15.3%), resolution 0.0% Credit reporting, 15.3% Debt collection: 25 complaints (13.2%), resolution 0.0% Debt collection 13.2% Consumer Loan: 22 complaints (11.6%), resolution 0.0% Consumer Loan 11.6% Credit card: 3 complaints (1.6%), resolution 0.0% Payday loan,: 1 complaints (0.5%), resolution 0.0%
  • Credit reporting 76 40.2% 0% relief
  • Vehicle loan 33 17.5% 0% relief
  • Credit reporting, 29 15.3% 0% relief
  • Debt collection 25 13.2% 0% relief
  • Consumer Loan 22 11.6% 0% relief
  • Credit card 3 1.6% 0% relief
  • Payday loan, 1 0.5% 0% relief

How Go Capital Holdings, LLC's 189 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 76
Vehicle loan or lease 33
Credit reporting, credit repair services, or other personal consumer reports 29
Debt collection 25
Consumer Loan 22
Credit card or prepaid card 3
Payday loan, title loan, or personal loan 1

Top States

State Complaints
GA 46
IL 24
FL 23
TX 15
NC 11
MS 8
AL 7
CA 6
PA 5
IN 5
SC 5
OH 4
LA 4
VA 4
AR 3
MI 3
TN 2
DE 2
MO 2
PR 1

Top Issues

Issue Complaints
Improper use of your report 63
Incorrect information on your report 37
Managing the loan or lease 16
Problem with a credit reporting company's investigation into an existing problem 11
Struggling to pay your loan 11
Attempts to collect debt not owed 11
Problems when you are unable to pay 6
Getting a loan or lease 5
Written notification about debt 5
Taking out the loan or lease 4
Shopping for a loan or lease 3
False statements or representation 3
Took or threatened to take negative or legal action 3
Problems at the end of the loan or lease 3
Problem with a company's investigation into an existing problem 2
Problem with a purchase or transfer 1
Improper contact or sharing of info 1
Communication tactics 1
Trouble using your card 1
Unexpected or other fees 1

Yearly Trend

Year Complaints Timely
2015 6 100%
2016 18 100%
2017 19 100%
2018 16 100%
2019 9 100%
2020 9 100%
2021 17 100%
2022 7 85.7%
2023 5 100%
2024 9 77.8%
2025 45 88.9%
2026 29 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Go Capital Holdings, LLC

Go Capital Holdings, LLC has accumulated 189 consumer complaints in the CFPB public database, with filings active across 27 U.S. states. Of those submissions, 63 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Go Capital Holdings, LLC reports a 95.8% timely-response rate and has closed 95.2% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Go Capital Holdings, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Go Capital Holdings, LLC have?

Go Capital Holdings, LLC has received 189 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Go Capital Holdings, LLC respond to complaints on time?

Go Capital Holdings, LLC has a 95.8% timely response rate to CFPB complaints.

What is the most common complaint about Go Capital Holdings, LLC?

The most common issue reported against Go Capital Holdings, LLC is "Improper use of your report" in the "Credit reporting or other personal consumer reports" product category.

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