CFPB · Mid-pack CFPB posture

Go Capital Holdings, LLC

223 CFPB complaints · 30 states · top issue Improper use of your report.

223 CFPB complaints

Go Capital Holdings, LLC has 223 consumer complaints in the CFPB public database. Timely response is 96%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +650% filings 2015 to 2026

CFPB relief outcome brief

CCDB company go-capital-holdings-llc

0% relief · 96% timely · 223 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Go Capital Holdings, LLC (th…0%Ceannate0%Credit Bureau of Napa County…0.9%Investment Retrievers, Inc.0.4%Receivable Solutions, Inc.0.4%
Closed-with-relief % among Go Capital Holdings, LLC and nearest filing-volume peers

Go Capital Holdings, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 223 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 96.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Go Capital Holdings, LLC complaint mix by product

Total complaints: 223

Go Capital Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 223 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 91 complaints (41.0%), resolution 0.0% Credit reporting 41.0% Vehicle loan: 41 complaints (18.5%), resolution 0.0% Vehicle loan 18.5% Credit reporting,: 33 complaints (14.9%), resolution 0.0% Credit reporting, 14.9% Debt collection: 28 complaints (12.6%), resolution 0.0% Debt collection 12.6% Consumer Loan: 24 complaints (10.8%), resolution 0.0% Consumer Loan 10.8% Credit card: 3 complaints (1.4%), resolution 0.0% Payday loan,: 2 complaints (0.9%), resolution 0.0%
  • Credit reporting 91 41.0% 0% relief
  • Vehicle loan 41 18.5% 0% relief
  • Credit reporting, 33 14.9% 0% relief
  • Debt collection 28 12.6% 0% relief
  • Consumer Loan 24 10.8% 0% relief
  • Credit card 3 1.4% 0% relief
  • Payday loan, 2 0.9% 0% relief

How Go Capital Holdings, LLC's 223 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 91
Vehicle loan or lease 41
Credit reporting, credit repair services, or other personal consumer reports 33
Debt collection 28
Consumer Loan 24
Credit card or prepaid card 3
Payday loan, title loan, personal loan, or advance loan 2
Payday loan, title loan, or personal loan 1

Where Go Capital Holdings, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
23.3% of this company's filings
GA52IL26TX25FL25NC11MS8CA7AL7

Go Capital Holdings, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
45
+650% vs 2015
0102030405060 201520162017201820192020202120222023202420252026 45

Top States

State Complaints
GA 52
IL 26
TX 25
FL 25
NC 11
MS 8
CA 7
AL 7
PA 6
IN 6
SC 6
VA 5
AR 5
LA 5
OH 5
MO 3
MI 3
AZ 2
DE 2
TN 2

Top Issues

Issue Complaints
Improper use of your report 78
Incorrect information on your report 42
Managing the loan or lease 19
Struggling to pay your loan 14
Problem with a credit reporting company's investigation into an existing problem 11
Attempts to collect debt not owed 11
Getting a loan or lease 8
Problems when you are unable to pay 6
Written notification about debt 6
Problems at the end of the loan or lease 4
Taking out the loan or lease 4
Took or threatened to take negative or legal action 4
False statements or representation 3
Shopping for a loan or lease 3
Problem with a company's investigation into an existing problem 2
Communication tactics 2
Problem when making payments 1
Cont'd attempts collect debt not owed 1
Improper contact or sharing of info 1
Trouble using your card 1

Yearly Trend

Year Complaints Timely
2015 6 100%
2016 20 100%
2017 23 100%
2018 18 100%
2019 11 100%
2020 9 100%
2021 17 100%
2022 10 80%
2023 7 100%
2024 9 77.8%
2025 48 89.6%
2026 45 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Go Capital Holdings, LLC

Go Capital Holdings, LLC's 223 logged complaints stay concentrated: only 30 states show a filing. Only 36.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-23.

Go Capital Holdings, LLC answers 96% of complaints inside the CFPB's tracked window and closes 96.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Go Capital Holdings, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Go Capital Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Go Capital Holdings, LLC (96% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture