CFPB · Single-product concentration

Flatonia Investments, LLC

88 CFPB complaints · 94.3% in "Mortgage" · top issue Application, originator, mortgage broker.

88 CFPB complaints

Flatonia Investments, LLC: 94.3% of 88 CFPB complaints sit in "Mortgage". Timely 97.7% · relief 8%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2013 to 2026

CFPB relief outcome brief

CCDB company flatonia-investments-llc

8% relief · 97.7% timely · 88 filings · Mortgage

Nearest relief peer: Panorama Mortgage Group, LLC (8.2% relief)

Flatonia Investments, LLC (t…8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Flatonia Investments, LLC and nearest filing-volume peers

Flatonia Investments, LLC closes 8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Flatonia Investments, LLC's 88 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Flatonia Investments, LLC complaint mix by product

Total complaints: 88

Flatonia Investments, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 88 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 83 complaints (94.3%), resolution 8.4% Mortgage 94.3% Credit reporting,: 2 complaints (2.3%), resolution 0.0% Debt collection: 2 complaints (2.3%), resolution 0.0% Credit reporting: 1 complaints (1.1%), resolution 0.0%
  • Mortgage 83 94.3% 8% relief
  • Credit reporting, 2 2.3% 0% relief
  • Debt collection 2 2.3% 0% relief
  • Credit reporting 1 1.1% 0% relief

How Flatonia Investments, LLC's 88 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 83
Credit reporting, credit repair services, or other personal consumer reports 2
Debt collection 2
Credit reporting or other personal consumer reports 1

Where Flatonia Investments, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
11.4% of this company's filings
TX10CA9GA9CO6VA4AZ4FL4SC4

Flatonia Investments, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-66.7% vs 2013
05101520 20132015201720192021202320252026 2

Top States

State Complaints
TX 10
CA 9
GA 9
CO 6
VA 4
AZ 4
FL 4
SC 4
IL 3
NC 3
OH 3
DC 3
WI 3
MD 2
TN 2
CT 2
MA 2
WA 2
PA 2
DE 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 19
Closing on a mortgage 15
Applying for a mortgage or refinancing an existing mortgage 15
Trouble during payment process 13
Loan servicing, payments, escrow account 10
Settlement process and costs 4
Credit decision / Underwriting 3
Incorrect information on your report 3
Improper use of your report 2
Loan modification,collection,foreclosure 1
Struggling to pay mortgage 1
Took or threatened to take negative or legal action 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2013 6 83.3%
2014 3 66.7%
2015 7 100%
2016 17 100%
2017 10 100%
2018 10 100%
2019 6 100%
2020 3 100%
2021 11 100%
2022 5 100%
2023 2 100%
2024 2 100%
2025 4 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

Flatonia Investments, LLC filings cluster in one product

Flatonia Investments, LLC's 88 logged complaints stay concentrated: only 29 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-04-02.

Flatonia Investments, LLC answers 97.7% of complaints inside the CFPB's tracked window and closes 88.6% with a written explanation. 8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Flatonia Investments, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Flatonia Investments, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Flatonia Investments, LLC (97.7% timely; 8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration