CFPB · Narrative-heavy record
Dave Operating, LLC
653 CFPB complaints · 60.8% with narratives · top issue Managing an account.
Dave Operating, LLC: 60.8% of 653 filings include consumer narratives. Timely 96% · relief 0.2% · top product Checking or savings account. Allegations, not findings.
- Narrative-heavy record
- +437.5% filings 2022 to 2026
CFPB relief outcome brief
CCDB company dave-operating-llc
0.2% relief · 96% timely · 653 filings · Checking or savings account
Same-product relief peers
Nearest relief peer: Suncoast Credit Union (0.2% relief)
Dave Operating, LLC closes 0.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Dave Operating, LLC's 653 filings include narrative text
60.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Dave Operating, LLC complaint mix by product
- Checking or 275 43.0% – 0% relief
- Payday loan, 247 38.7% – 0% relief
- Money transfer, 68 10.6% – 0% relief
- Payday loan, 17 2.7% – 6% relief
- Prepaid card 11 1.7% – 0% relief
- Credit card 11 1.7% – 0% relief
- Credit reporting 10 1.6% – 0% relief
How Dave Operating, LLC's 653 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 275 |
| Payday loan, title loan, personal loan, or advance loan | 247 |
| Money transfer, virtual currency, or money service | 68 |
| Payday loan, title loan, or personal loan | 17 |
| Prepaid card | 11 |
| Credit card | 11 |
| Credit reporting or other personal consumer reports | 10 |
| Debt collection | 5 |
| Debt or credit management | 4 |
| Credit card or prepaid card | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Nationwide filing states for Dave Operating, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 10.1% of this company's filings
Dave Operating, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 172
- +437.5% vs 2022
Top States
| State | Complaints |
|---|---|
| CA | 66 |
| FL | 58 |
| TX | 56 |
| IL | 30 |
| PA | 28 |
| GA | 28 |
| NY | 28 |
| OH | 26 |
| AZ | 26 |
| MD | 22 |
| NC | 19 |
| VA | 19 |
| MI | 17 |
| WI | 16 |
| CO | 14 |
| MO | 14 |
| MA | 14 |
| TN | 14 |
| IN | 13 |
| NJ | 13 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 169 |
| Can't stop withdrawals from your bank account | 136 |
| Problem with a lender or other company charging your account | 59 |
| Closing an account | 35 |
| Issues with repayment | 31 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 30 |
| Unauthorized transactions or other transaction problem | 23 |
| Charged fees or interest you didn't expect | 16 |
| Other transaction problem | 13 |
| Confusing or missing disclosures | 9 |
| Problem caused by your funds being low | 9 |
| Problem with the payoff process at the end of the loan | 8 |
| Fraud or scam | 8 |
| Can't contact lender or servicer | 8 |
| Incorrect information on your report | 6 |
| Improper use of your report | 6 |
| Loan payment wasn't credited to your account | 6 |
| Managing, opening, or closing your mobile wallet account | 6 |
| Struggling to pay your loan | 5 |
| Trouble accessing funds in your mobile or digital wallet | 5 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 32 | 90.6% |
| 2023 | 86 | 100% |
| 2024 | 106 | 98.1% |
| 2025 | 257 | 95.7% |
| 2026 | 172 | 94.2% |
Source: CFPB Consumer Complaint Database
Dave Operating, LLC's narrative-rich complaint ledger
Dave Operating, LLC's 653 logged complaints reach a nationwide footprint - 45 states have at least one filing. 60.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-25.
Dave Operating, LLC answers 96% of complaints inside the CFPB's tracked window and closes 96.9% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Dave Operating, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Dave Operating, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 653.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Dave Operating, LLC (96% timely; 0.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record