2026 data Public-data reference Official source

Dave Operating, LLC

653 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

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653
Total Complaints
96%
Timely Response
0%
Disputed
0.2%
Relief Provided
45
States Active
2022
Since

Data updated June 2026

Timely response rate 96.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.2%
Industry median

Share closed with monetary or non-monetary relief.

Dave Operating, LLC complaint mix by product

Total complaints: 653

Dave Operating, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 653 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 275 complaints (43.0%), resolution 0.0% Checking or 43.0% Payday loan,: 247 complaints (38.7%), resolution 0.0% Payday loan, 38.7% Money transfer,: 68 complaints (10.6%), resolution 0.0% Money transfer, 10.6% Payday loan,: 17 complaints (2.7%), resolution 5.9% Prepaid card: 11 complaints (1.7%), resolution 0.0% Credit card: 11 complaints (1.7%), resolution 0.0% Credit reporting: 10 complaints (1.6%), resolution 0.0%
  • Checking or 275 43.0% – 0% relief
  • Payday loan, 247 38.7% – 0% relief
  • Money transfer, 68 10.6% – 0% relief
  • Payday loan, 17 2.7% – 6% relief
  • Prepaid card 11 1.7% – 0% relief
  • Credit card 11 1.7% – 0% relief
  • Credit reporting 10 1.6% – 0% relief

How Dave Operating, LLC's 653 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 275
Payday loan, title loan, personal loan, or advance loan 247
Money transfer, virtual currency, or money service 68
Payday loan, title loan, or personal loan 17
Prepaid card 11
Credit card 11
Credit reporting or other personal consumer reports 10
Debt collection 5
Debt or credit management 4
Credit card or prepaid card 3
Credit reporting, credit repair services, or other personal consumer reports 2

Top States

State Complaints
CA 66
FL 58
TX 56
IL 30
PA 28
GA 28
NY 28
OH 26
AZ 26
MD 22
NC 19
VA 19
MI 17
WI 16
CO 14
MO 14
MA 14
TN 14
IN 13
NJ 13

Top Issues

Issue Complaints
Managing an account 169
Can't stop withdrawals from your bank account 136
Problem with a lender or other company charging your account 59
Closing an account 35
Issues with repayment 31
Money was taken from your bank account on the wrong day or for the wrong amount 30
Unauthorized transactions or other transaction problem 23
Charged fees or interest you didn't expect 16
Other transaction problem 13
Confusing or missing disclosures 9
Problem caused by your funds being low 9
Problem with the payoff process at the end of the loan 8
Fraud or scam 8
Can't contact lender or servicer 8
Incorrect information on your report 6
Improper use of your report 6
Loan payment wasn't credited to your account 6
Managing, opening, or closing your mobile wallet account 6
Struggling to pay your loan 5
Trouble accessing funds in your mobile or digital wallet 5

Yearly Trend

Year Complaints Timely
2022 32 90.6%
2023 86 100%
2024 106 98.1%
2025 257 95.7%
2026 172 94.2%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Dave Operating, LLC

Dave Operating, LLC's 653 logged complaints reach a nationwide footprint - 45 states have at least one filing on record. 60.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2022 through 2026-06-25.

Dave Operating, LLC answers 96% of complaints inside the CFPB's tracked window and closes 96.9% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Dave Operating, LLC.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Dave Operating, LLC have?

653, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Dave Operating, LLC respond to complaints on time?

96% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Dave Operating, LLC?

"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.