CFPB · Coded-category record

Comenity Bank

2 CFPB complaints · mostly coded fields (0% narrative) · top issue Fees or interest.

2 CFPB complaints

Comenity Bank: only 0% of 2 filings carry narrative text, mostly coded fields. Timely 50% · relief 0%. Allegations, not findings.

  • Coded-category record
  • 0% filings 2017 to 2017

CFPB relief outcome brief

CCDB company comenity-bank

0% relief · 50% timely · 2 filings · Credit card or prepaid card

Nearest relief peer: Automatic Data Processing, Inc. (0.9% relief)

Comenity Bank (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Comenity Bank and nearest filing-volume peers

Comenity Bank closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 50.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Comenity Bank complaint mix by product

Total complaints: 2

Comenity Bank complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 1 complaints (50.0%), resolution 0.0% Credit card 50.0% Credit reporting,: 1 complaints (50.0%), resolution 0.0% Credit reporting, 50.0%
  • Credit card 1 50.0% 0% relief
  • Credit reporting, 1 50.0% 0% relief

How Comenity Bank's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card or prepaid card 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Comenity Bank

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
50% of this company's filings
IL1CA1

Top States

State Complaints
IL 1
CA 1

Top Issues

Issue Complaints
Fees or interest 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2017 2 50%

Source: CFPB Consumer Complaint Database

Comenity Bank's coded-category complaint ledger

Comenity Bank's 2 logged complaints stay concentrated: only 2 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2017-05-18.

Comenity Bank answers 50% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card or prepaid card" draws the most filings, most often for "Fees or interest."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Comenity Bank.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Comenity Bank: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Comenity Bank (50% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Coded-category record