CFPB · Single-product concentration

Collections Unlimited of Texas Inc

48 CFPB complaints · 81.3% in "Debt collection" · top issue Attempts to collect debt not owed.

48 CFPB complaints

Collections Unlimited of Texas Inc: 81.3% of 48 CFPB complaints sit in "Debt collection". Timely 68.8% · relief 8.3%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2013 to 2026

CFPB relief outcome brief

CCDB company collections-unlimited-of-texas-inc

8.3% relief · 68.8% timely · 48 filings · Debt collection

Nearest relief peer: Western-Shamrock Corporation (8.3% relief)

Collections Unlimited of Tex…8.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Collections Unlimited of Texas Inc and nearest filing-volume peers

Collections Unlimited of Texas Inc closes 8.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 48 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 68.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Collections Unlimited of Texas Inc complaint mix by product

Total complaints: 48

Collections Unlimited of Texas Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 48 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 39 complaints (81.3%), resolution 10.3% Debt collection 81.3% Credit reporting,: 6 complaints (12.5%), resolution 0.0% Credit reporting, 12.5% Credit reporting: 3 complaints (6.3%), resolution 0.0% Credit reporting 6.3%
  • Debt collection 39 81.3% 10% relief
  • Credit reporting, 6 12.5% 0% relief
  • Credit reporting 3 6.3% 0% relief

How Collections Unlimited of Texas Inc's 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 39
Credit reporting, credit repair services, or other personal consumer reports 6
Credit reporting or other personal consumer reports 3

Concentrated filing states for Collections Unlimited of Texas Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
72.9% of this company's filings
TX35NY2MA2CA2IL2FL1MI1PR1

Collections Unlimited of Texas Inc complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2013
02468 2013201520182020202220242026 1

Top States

State Complaints
TX 35
NY 2
MA 2
CA 2
IL 2
FL 1
MI 1
PR 1
MS 1
AZ 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 18
Written notification about debt 6
Incorrect information on your report 5
False statements or representation 4
Disclosure verification of debt 4
Cont'd attempts collect debt not owed 4
Communication tactics 3
Problem with a company's investigation into an existing problem 2
Improper use of your report 2

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 4 0%
2015 5 0%
2016 1 0%
2018 3 33.3%
2019 6 100%
2020 4 100%
2021 6 100%
2022 4 100%
2023 6 100%
2024 6 100%
2025 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

Collections Unlimited of Texas Inc filings cluster in one product

Collections Unlimited of Texas Inc's 48 logged complaints stay concentrated: only 10 states show a filing. Only 39.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-04-18.

Collections Unlimited of Texas Inc answers 68.8% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 8.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Collections Unlimited of Texas Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Collections Unlimited of Texas Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Collections Unlimited of Texas Inc (68.8% timely; 8.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration