CFPB · Single-product concentration

City First Mortgage Services, LLC.

11 CFPB complaints · 72.7% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

11 CFPB complaints

City First Mortgage Services, LLC.: 72.7% of 11 CFPB complaints sit in "Mortgage". Timely 27.3% · relief 9.1%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2014 to 2026

CFPB relief outcome brief

CCDB company city-first-mortgage-services-llc

9.1% relief · 27.3% timely · 11 filings · Mortgage

Nearest relief peer: American Neighborhood Mortgage (9.1% relief)

City First Mortgage Services…9.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among City First Mortgage Services, LLC. and nearest filing-volume peers

City First Mortgage Services, LLC. closes 9.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of City First Mortgage Services, LLC.'s 11 filings include narrative text

63.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 27.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

City First Mortgage Services, LLC. complaint mix by product

Total complaints: 11

City First Mortgage Services, LLC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 8 complaints (72.7%), resolution 12.5% Mortgage 72.7% Vehicle loan: 1 complaints (9.1%), resolution 0.0% Vehicle loan 9.1% Payday loan,: 1 complaints (9.1%), resolution 0.0% Payday loan, 9.1% Credit reporting,: 1 complaints (9.1%), resolution 0.0% Credit reporting, 9.1%
  • Mortgage 8 72.7% 13% relief
  • Vehicle loan 1 9.1% 0% relief
  • Payday loan, 1 9.1% 0% relief
  • Credit reporting, 1 9.1% 0% relief

How City First Mortgage Services, LLC.'s 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 8
Vehicle loan or lease 1
Payday loan, title loan, personal loan, or advance loan 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for City First Mortgage Services, LLC.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
45.5% of this company's filings
TX5AZ2GA1SC1CA1FL1

City First Mortgage Services, LLC. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2014
0.511.522.5 2014201820222023202420252026 2

Top States

State Complaints
TX 5
AZ 2
GA 1
SC 1
CA 1
FL 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 6
Closing on a mortgage 1
Getting a loan or lease 1
Getting a line of credit 1
Credit decision / Underwriting 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2018 1 0%
2022 2 50%
2023 2 0%
2024 1 100%
2025 2 0%
2026 2 0%

Source: CFPB Consumer Complaint Database

City First Mortgage Services, LLC. filings cluster in one product

City First Mortgage Services, LLC.'s 11 logged complaints stay concentrated: only 6 states show a filing. 63.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-16.

City First Mortgage Services, LLC. answers 27.3% of complaints inside the CFPB's tracked window and closes 63.6% with a written explanation. 9.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about City First Mortgage Services, LLC..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for City First Mortgage Services, LLC.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for City First Mortgage Services, LLC. (27.3% timely; 9.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration