CFPB · Narrative-heavy record

Cibc Bancorp USA Inc.

93 CFPB complaints · 45.2% with narratives · top issue Managing an account.

93 CFPB complaints

Cibc Bancorp USA Inc.: 45.2% of 93 filings include consumer narratives. Timely 100% · relief 8.6% · top product Checking or savings account. Allegations, not findings.

  • Narrative-heavy record
  • +150% filings 2017 to 2026

CFPB relief outcome brief

CCDB company cibc-bancorp-usa-inc

8.6% relief · 100% timely · 93 filings · Checking or savings account

Nearest relief peer: Charles Schwab Corporation, the (8.4% relief)

Cibc Bancorp USA Inc. (this)8.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Cibc Bancorp USA Inc. and nearest filing-volume peers

Cibc Bancorp USA Inc. closes 8.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Cibc Bancorp USA Inc.'s 93 filings include narrative text

45.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Cibc Bancorp USA Inc. complaint mix by product

Total complaints: 93

Cibc Bancorp USA Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 93 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 57 complaints (63.3%), resolution 10.5% Checking or 63.3% Mortgage: 10 complaints (11.1%), resolution 20.0% Mortgage 11.1% Money transfer,: 6 complaints (6.7%), resolution 0.0% Money transfer, 6.7% Credit reporting: 6 complaints (6.7%), resolution 0.0% Credit reporting 6.7% Credit reporting,: 5 complaints (5.6%), resolution 0.0% Credit card: 3 complaints (3.3%), resolution 0.0% Prepaid card: 3 complaints (3.3%), resolution 0.0%
  • Checking or 57 63.3% 11% relief
  • Mortgage 10 11.1% 20% relief
  • Money transfer, 6 6.7% 0% relief
  • Credit reporting 6 6.7% 0% relief
  • Credit reporting, 5 5.6% 0% relief
  • Credit card 3 3.3% 0% relief
  • Prepaid card 3 3.3% 0% relief

How Cibc Bancorp USA Inc.'s 93 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 57
Mortgage 10
Money transfer, virtual currency, or money service 6
Credit reporting or other personal consumer reports 6
Credit reporting, credit repair services, or other personal consumer reports 5
Credit card or prepaid card 3
Prepaid card 3
Credit card 2
Debt collection 1

Where Cibc Bancorp USA Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
23.7% of this company's filings
IL22CA9TX5MI5GA4FL3TN3PA2

Cibc Bancorp USA Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+150% vs 2017
010203040 2017201820192020202120222023202420252026 5

Top States

State Complaints
IL 22
CA 9
TX 5
MI 5
GA 4
FL 3
TN 3
PA 2
CT 2
NY 2
OH 2
NC 2
UT 2
WI 2
IN 2
MO 1
MN 1
SC 1
DC 1
WA 1

Top Issues

Issue Complaints
Managing an account 29
Closing an account 11
Opening an account 10
Problem with a lender or other company charging your account 7
Improper use of your report 7
Applying for a mortgage or refinancing an existing mortgage 5
Fraud or scam 4
Incorrect information on your report 3
Closing on a mortgage 3
Trouble using the card 2
Problem with a purchase shown on your statement 2
Getting a credit card 2
Took or threatened to take negative or legal action 1
Problem with customer service 1
Problem with a purchase or transfer 1
Trouble accessing funds in your mobile or digital wallet 1
Problem getting a card or closing an account 1
Struggling to pay mortgage 1
Trouble during payment process 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2017 2 100%
2018 6 100%
2019 2 100%
2020 9 100%
2021 2 100%
2022 9 100%
2023 17 100%
2024 30 100%
2025 11 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

Cibc Bancorp USA Inc.'s narrative-rich complaint ledger

Cibc Bancorp USA Inc.'s 93 logged complaints stay concentrated: only 26 states show a filing. 45.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-24.

Cibc Bancorp USA Inc. answers 100% of complaints inside the CFPB's tracked window and closes 90.3% with a written explanation. 8.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cibc Bancorp USA Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Cibc Bancorp USA Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Cibc Bancorp USA Inc. (100% timely; 8.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record