2026 data Public-data reference. official source

CIBC BANCORP USA INC.

74 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

74 consumer complaints filed with the CFPB

This profile shows CIBC BANCORP USA INC.'s complaint history from CFPB public records. 74 consumers have filed complaints since 2017. The company has a 100% timely response rate and has provided relief in 9.5% of cases.

74
Total Complaints
100%
Timely Response
0%
Disputed
9.5%
Relief Provided
24
States Active
2017
Since

Total complaints

74

Filed since 2017

Timely response

100%

CFPB-tracked response window

Relief rate

9.5%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.5%
Industry median

Share closed with monetary or non-monetary relief.

CIBC BANCORP USA INC. complaint mix by product

Total complaints: 74

CIBC BANCORP USA INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 74 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 41 complaints (57.7%), resolution 12.2% Checking or 57.7% Mortgage: 9 complaints (12.7%), resolution 22.2% Mortgage 12.7% Money transfer,: 6 complaints (8.5%), resolution 0.0% Money transfer, 8.5% Credit reporting: 5 complaints (7.0%), resolution 0.0% Credit reporting 7.0% Credit reporting,: 4 complaints (5.6%), resolution 0.0% Credit card: 3 complaints (4.2%), resolution 0.0% Prepaid card: 3 complaints (4.2%), resolution 0.0%
  • Checking or 41 57.7% 12% relief
  • Mortgage 9 12.7% 22% relief
  • Money transfer, 6 8.5% 0% relief
  • Credit reporting 5 7.0% 0% relief
  • Credit reporting, 4 5.6% 0% relief
  • Credit card 3 4.2% 0% relief
  • Prepaid card 3 4.2% 0% relief

How CIBC BANCORP USA INC.'s 74 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 41
Mortgage 9
Money transfer, virtual currency, or money service 6
Credit reporting or other personal consumer reports 5
Credit reporting, credit repair services, or other personal consumer reports 4
Credit card or prepaid card 3
Prepaid card 3
Credit card 2
Debt collection 1

Top States

State Complaints
IL 19
CA 7
TX 4
MI 4
GA 3
PA 2
UT 2
TN 2
IN 2
NY 2
NC 2
MN 1
WI 1
OH 1
WA 1
ID 1
VA 1
NJ 1
FL 1
SC 1

Top Issues

Issue Complaints
Managing an account 20
Closing an account 9
Opening an account 6
Problem with a lender or other company charging your account 6
Improper use of your report 5
Applying for a mortgage or refinancing an existing mortgage 4
Fraud or scam 4
Closing on a mortgage 3
Incorrect information on your report 3
Getting a credit card 2
Problem with a purchase shown on your statement 2
Trouble using the card 2
Problem with customer service 1
Trouble accessing funds in your mobile or digital wallet 1
Problem with a purchase or transfer 1
Problem getting a card or closing an account 1
Trouble during payment process 1
Struggling to pay mortgage 1
Took or threatened to take negative or legal action 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2017 2 100%
2018 6 100%
2019 2 100%
2020 7 100%
2021 2 100%
2022 7 100%
2023 15 100%
2024 24 100%
2025 7 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CIBC BANCORP USA INC.

CIBC BANCORP USA INC. has accumulated 74 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 24 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-03-04, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CIBC BANCORP USA INC. reports a 100% timely-response rate and has closed 90.5% of cases with a written explanation to the consumer. 9.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CIBC BANCORP USA INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CIBC BANCORP USA INC. have?

CIBC BANCORP USA INC. has received 74 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CIBC BANCORP USA INC. respond to complaints on time?

CIBC BANCORP USA INC. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about CIBC BANCORP USA INC.?

The most common issue reported against CIBC BANCORP USA INC. is "Managing an account" in the "Checking or savings account" product category.

Related