CFPB · Narrative-heavy record
Check N Title Loans
8 CFPB complaints · 62.5% with narratives · top issue Problem with the payoff process at the end of the loan.
Check N Title Loans: 62.5% of 8 filings include consumer narratives. Timely 100% · relief 37.5% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.
- Narrative-heavy record
- +100% filings 2018 to 2026
CFPB relief outcome brief
CCDB company check-n-title-loans
37.5% relief · 100% timely · 8 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: Tilt Finance, Inc. (24.5% relief)
Check N Title Loans closes 37.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Check N Title Loans complaint mix by product
- Payday loan, 3 37.5% – 67% relief
- Payday loan, 3 37.5% – 0% relief
- Debt collection 2 25.0% – 50% relief
How Check N Title Loans's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Payday loan, title loan, or personal loan | 3 |
| Debt collection | 2 |
Check N Title Loans rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- +100% vs 2018
Top States
| State | Complaints |
|---|---|
| TX | 8 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with the payoff process at the end of the loan | 2 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 |
| Charged fees or interest you didn't expect | 1 |
| Can't stop withdrawals from your bank account | 1 |
| Electronic communications | 1 |
| Can't contact lender or servicer | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 100% |
| 2022 | 1 | 100% |
| 2024 | 1 | 100% |
| 2025 | 1 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Check N Title Loans's narrative-rich complaint ledger
Check N Title Loans's 8 logged complaints stay concentrated: only 1 state shows a filing. 62.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-04-13.
Check N Title Loans answers 100% of complaints inside the CFPB's tracked window and closes 62.5% with a written explanation. 37.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Problem with the payoff process at the end of the loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Check N Title Loans.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Check N Title Loans: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 8.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Check N Title Loans (100% timely; 37.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record