CFPB · Narrative-heavy record
CFAM Financial Services, LLC
31 CFPB complaints · 48.4% with narratives · top issue Incorrect information on your report.
CFAM Financial Services, LLC: 48.4% of 31 filings include consumer narratives. Timely 3.2% · relief 3.2% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +200% filings 2013 to 2026
CFPB relief outcome brief
CCDB company cfam-financial-services-llc
3.2% relief · 3.2% timely · 31 filings · Debt collection
Same-product relief peers
Nearest relief peer: Ezcorp, Inc. (3.2% relief)
CFAM Financial Services, LLC closes 3.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of CFAM Financial Services, LLC's 31 filings include narrative text
48.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CFAM Financial Services, LLC complaint mix by product
- Debt collection 12 38.7% – 8% relief
- Vehicle loan 8 25.8% – 0% relief
- Credit reporting 8 25.8% – 0% relief
- Consumer Loan 1 3.2% – 0% relief
- Credit reporting, 1 3.2% – 0% relief
- Credit card 1 3.2% – 0% relief
How CFAM Financial Services, LLC's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 12 |
| Vehicle loan or lease | 8 |
| Credit reporting or other personal consumer reports | 8 |
| Consumer Loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Credit card or prepaid card | 1 |
Where CFAM Financial Services, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 25.8% of this company's filings
CFAM Financial Services, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 8 |
| PA | 4 |
| NY | 3 |
| KY | 3 |
| OH | 2 |
| VA | 2 |
| TX | 2 |
| FL | 1 |
| OR | 1 |
| MI | 1 |
| WA | 1 |
| GA | 1 |
| LA | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 7 |
| Attempts to collect debt not owed | 5 |
| Managing the loan or lease | 5 |
| Took or threatened to take negative or legal action | 3 |
| Problems at the end of the loan or lease | 2 |
| Struggling to pay your loan | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Improper use of your report | 1 |
| Unable to get your credit report or credit score | 1 |
| False statements or representation | 1 |
| Repossession | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Taking/threatening an illegal action | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2016 | 2 | 0% |
| 2017 | 2 | 0% |
| 2018 | 1 | 0% |
| 2019 | 2 | 0% |
| 2020 | 2 | 0% |
| 2021 | 1 | 0% |
| 2022 | 3 | 0% |
| 2023 | 4 | 0% |
| 2024 | 2 | 0% |
| 2025 | 8 | 0% |
| 2026 | 3 | 0% |
Source: CFPB Consumer Complaint Database
CFAM Financial Services, LLC's narrative-rich complaint ledger
CFAM Financial Services, LLC's 31 logged complaints stay concentrated: only 14 states show a filing. 48.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-04-27.
CFAM Financial Services, LLC answers 3.2% of complaints inside the CFPB's tracked window and closes 3.2% with a written explanation. 3.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CFAM Financial Services, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CFAM Financial Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 31.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 3.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CFAM Financial Services, LLC (3.2% timely; 3.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record