2026 data Public-data reference. official source

CFAM Financial Services, LLC

20 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

20 consumer complaints filed with the CFPB

This profile shows CFAM Financial Services, LLC's complaint history from CFPB public records. 20 consumers have filed complaints since 2013. The company has a 5% timely response rate and has provided relief in 5% of cases.

20
Total Complaints
5%
Timely Response
0%
Disputed
5%
Relief Provided
11
States Active
2013
Since

Total complaints

20

Filed since 2013

Timely response

5%

CFPB-tracked response window

Relief rate

5%

Closed with monetary or non-monetary relief

Timely response rate 5.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.0%
Industry median

Share closed with monetary or non-monetary relief.

CFAM Financial Services, LLC complaint mix by product

Total complaints: 20

CFAM Financial Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (40.0%), resolution 12.5% Debt collection 40.0% Credit reporting: 5 complaints (25.0%), resolution 0.0% Credit reporting 25.0% Vehicle loan: 4 complaints (20.0%), resolution 0.0% Vehicle loan 20.0% Consumer Loan: 1 complaints (5.0%), resolution 0.0% Credit reporting,: 1 complaints (5.0%), resolution 0.0% Credit card: 1 complaints (5.0%), resolution 0.0%
  • Debt collection 8 40.0% 13% relief
  • Credit reporting 5 25.0% 0% relief
  • Vehicle loan 4 20.0% 0% relief
  • Consumer Loan 1 5.0% 0% relief
  • Credit reporting, 1 5.0% 0% relief
  • Credit card 1 5.0% 0% relief

How CFAM Financial Services, LLC's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Credit reporting or other personal consumer reports 5
Vehicle loan or lease 4
Consumer Loan 1
Credit reporting, credit repair services, or other personal consumer reports 1
Credit card or prepaid card 1

Top States

State Complaints
PA 4
NY 3
CA 3
TX 2
OH 2
FL 1
GA 1
LA 1
VA 1
WA 1
KY 1

Top Issues

Issue Complaints
Incorrect information on your report 5
Managing the loan or lease 4
Attempts to collect debt not owed 2
Took or threatened to take negative or legal action 2
Struggling to pay your loan 1
Improper use of your report 1
Cont'd attempts collect debt not owed 1
False statements or representation 1
Written notification about debt 1
Taking/threatening an illegal action 1
Unable to get your credit report or credit score 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2016 2 0%
2018 1 0%
2019 2 0%
2020 1 0%
2021 1 0%
2022 2 0%
2023 3 0%
2024 2 0%
2025 5 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CFAM Financial Services, LLC

CFAM Financial Services, LLC has accumulated 20 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-12-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CFAM Financial Services, LLC reports a 5% timely-response rate and has closed 5% of cases with a written explanation to the consumer. 5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CFAM Financial Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CFAM Financial Services, LLC have?

CFAM Financial Services, LLC has received 20 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CFAM Financial Services, LLC respond to complaints on time?

CFAM Financial Services, LLC has a 5% timely response rate to CFPB complaints.

What is the most common complaint about CFAM Financial Services, LLC?

The most common issue reported against CFAM Financial Services, LLC is "Incorrect information on your report" in the "Debt collection" product category.

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