Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates
301 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates complaint mix by product
- Debt collection 160 53.2% – 0% relief
- Credit reporting 135 44.9% – 0% relief
- Debt or 4 1.3% – 0% relief
- Money transfer, 1 0.3% – 0% relief
- Credit card 1 0.3% – 0% relief
How Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates's 301 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 160 |
| Credit reporting or other personal consumer reports | 135 |
| Debt or credit management | 4 |
| Money transfer, virtual currency, or money service | 1 |
| Credit card | 1 |
Top States
| State | Complaints |
|---|---|
| GA | 111 |
| TX | 30 |
| FL | 28 |
| NC | 20 |
| OH | 13 |
| CA | 11 |
| NY | 8 |
| IL | 7 |
| PA | 6 |
| SC | 5 |
| MD | 5 |
| AZ | 5 |
| TN | 4 |
| VA | 4 |
| LA | 4 |
| AL | 4 |
| MI | 4 |
| NV | 4 |
| MA | 3 |
| IN | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 61 |
| Incorrect information on your report | 61 |
| Attempts to collect debt not owed | 58 |
| Improper use of your report | 39 |
| Problem with a company's investigation into an existing problem | 25 |
| False statements or representation | 19 |
| Written notification about debt | 16 |
| Credit monitoring or identity theft protection services | 5 |
| Electronic communications | 4 |
| Identity theft protection or other monitoring services | 3 |
| Confusing or missing disclosures | 3 |
| Communication tactics | 2 |
| Unable to get your credit report or credit score | 2 |
| Fraud or scam | 1 |
| Charged upfront or unexpected fees | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 1 | 100% |
| 2024 | 47 | 19.1% |
| 2025 | 145 | 0% |
| 2026 | 108 | 0.9% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates
Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates's 301 logged complaints stay concentrated: only 33 states show a filing on record. Only 22.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2023 through 2026-06-25.
Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates answers 3.7% of complaints inside the CFPB's tracked window and closes 4.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates have?
301, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates respond to complaints on time?
3.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates?
"Took or threatened to take negative or legal action", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.