2026 data Public-data reference. official source

Caribou Financial, Inc.

19 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

19 consumer complaints filed with the CFPB

This profile shows Caribou Financial, Inc.'s complaint history from CFPB public records. 19 consumers have filed complaints since 2020. The company has a 100% timely response rate and has provided relief in 0% of cases.

19
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
12
States Active
2020
Since

Total complaints

19

Filed since 2020

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Caribou Financial, Inc. complaint mix by product

Total complaints: 19

Caribou Financial, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 16 complaints (84.2%), resolution 0.0% Vehicle loan 84.2% Credit reporting,: 2 complaints (10.5%), resolution 0.0% Credit reporting, 10.5% Credit reporting: 1 complaints (5.3%), resolution 0.0%
  • Vehicle loan 16 84.2% 0% relief
  • Credit reporting, 2 10.5% 0% relief
  • Credit reporting 1 5.3% 0% relief

How Caribou Financial, Inc.'s 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 16
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 1

Top States

State Complaints
CA 5
TX 3
UT 2
NY 1
MI 1
FL 1
NC 1
GA 1
CT 1
NJ 1
MO 1
PA 1

Top Issues

Issue Complaints
Getting a loan or lease 7
Problems at the end of the loan or lease 5
Managing the loan or lease 4
Improper use of your report 3

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 1 100%
2022 2 100%
2023 1 100%
2024 1 100%
2025 7 100%
2026 6 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Caribou Financial, Inc.

Caribou Financial, Inc. has accumulated 19 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Caribou Financial, Inc. reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Getting a loan or lease".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Caribou Financial, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Caribou Financial, Inc. have?

Caribou Financial, Inc. has received 19 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Caribou Financial, Inc. respond to complaints on time?

Caribou Financial, Inc. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Caribou Financial, Inc.?

The most common issue reported against Caribou Financial, Inc. is "Getting a loan or lease" in the "Vehicle loan or lease" product category.

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