CFPB · Mid-pack CFPB posture

Capitol Credit Company

5 CFPB complaints · 3 states · top issue Electronic communications.

5 CFPB complaints

Capitol Credit Company has 5 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +100% filings 2016 to 2026

CFPB relief outcome brief

CCDB company capitol-credit-company

0% relief · 100% timely · 5 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Capitol Credit Company (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Capitol Credit Company and nearest filing-volume peers

Capitol Credit Company closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Capitol Credit Company complaint mix by product

Total complaints: 5

Capitol Credit Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 2 complaints (40.0%), resolution 0.0% Credit reporting 40.0% Debt collection: 1 complaints (20.0%), resolution 0.0% Debt collection 20.0% Consumer Loan: 1 complaints (20.0%), resolution 0.0% Consumer Loan 20.0% Credit card: 1 complaints (20.0%), resolution 0.0% Credit card 20.0%
  • Credit reporting 2 40.0% 0% relief
  • Debt collection 1 20.0% 0% relief
  • Consumer Loan 1 20.0% 0% relief
  • Credit card 1 20.0% 0% relief

How Capitol Credit Company's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 2
Debt collection 1
Consumer Loan 1
Credit card or prepaid card 1

Concentrated filing states for Capitol Credit Company

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
40% of this company's filings
TX2NC2CA1

Capitol Credit Company rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2016
0.511.522.5 2016201720252026 2

Top States

State Complaints
TX 2
NC 2
CA 1

Top Issues

Issue Complaints
Electronic communications 1
Incorrect information on your report 1
Problem with a company's investigation into an existing problem 1
Lender repossessed or sold the vehicle 1
Problem with a purchase shown on your statement 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2017 1 100%
2025 1 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Capitol Credit Company

Capitol Credit Company's 5 logged complaints stay concentrated: only 3 states show a filing. Only 20% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2026-06-22.

Capitol Credit Company answers 100% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Electronic communications."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Capitol Credit Company.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Capitol Credit Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Capitol Credit Company (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture