CFPB · Single-product concentration

C & M Associates Group, Inc.

40 CFPB complaints · 92.5% in "Debt collection" · top issue Attempts to collect debt not owed.

40 CFPB complaints

C & M Associates Group, Inc.: 92.5% of 40 CFPB complaints sit in "Debt collection". Timely 100% · relief 2.5%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2025

CFPB relief outcome brief

CCDB company c-m-associates-group-inc

2.5% relief · 100% timely · 40 filings · Debt collection

Nearest relief peer: Creditors Bureau Associates (2.5% relief)

C & M Associates Group, Inc.…2.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among C & M Associates Group, Inc. and nearest filing-volume peers

C & M Associates Group, Inc. closes 2.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of C & M Associates Group, Inc.'s 40 filings include narrative text

77.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

C & M Associates Group, Inc. complaint mix by product

Total complaints: 40

C & M Associates Group, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 40 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 37 complaints (92.5%), resolution 2.7% Debt collection 92.5% Mortgage: 1 complaints (2.5%), resolution 0.0% Credit card: 1 complaints (2.5%), resolution 0.0% Credit reporting,: 1 complaints (2.5%), resolution 0.0%
  • Debt collection 37 92.5% 3% relief
  • Mortgage 1 2.5% 0% relief
  • Credit card 1 2.5% 0% relief
  • Credit reporting, 1 2.5% 0% relief

How C & M Associates Group, Inc.'s 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 37
Mortgage 1
Credit card 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where C & M Associates Group, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
12.5% of this company's filings
TX5CA4MO4TN3PA3GA3FL2WI1

C & M Associates Group, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2014
0246810 20142015201620172018201920202022202320242025 1

Top States

State Complaints
TX 5
CA 4
MO 4
TN 3
PA 3
GA 3
FL 2
WI 1
OH 1
ID 1
VA 1
NC 1
KY 1
SC 1
RI 1
NV 1
NJ 1
ME 1
AL 1
AZ 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 9
Took or threatened to take negative or legal action 8
False statements or representation 7
Communication tactics 5
Taking/threatening an illegal action 4
Cont'd attempts collect debt not owed 2
Disclosure verification of debt 2
Other 1
Billing disputes 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2015 6 100%
2016 6 100%
2017 2 100%
2018 6 100%
2019 8 100%
2020 4 100%
2022 1 100%
2023 2 100%
2024 3 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

C & M Associates Group, Inc. filings cluster in one product

C & M Associates Group, Inc.'s 40 logged complaints stay concentrated: only 23 states show a filing. 77.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-06-06.

C & M Associates Group, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 97.5% with a written explanation. 2.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about C & M Associates Group, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for C & M Associates Group, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for C & M Associates Group, Inc. (100% timely; 2.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration