CFPB · Narrative-heavy record

Busey Bank

74 CFPB complaints · 40.5% with narratives · top issue Managing an account.

74 CFPB complaints

Busey Bank: 40.5% of 74 filings include consumer narratives. Timely 98.6% · relief 20.3% · top product Checking or savings account. Allegations, not findings.

  • Narrative-heavy record
  • -50% filings 2021 to 2026

CFPB relief outcome brief

CCDB company busey-bank

20.3% relief · 98.6% timely · 74 filings · Checking or savings account

Nearest relief peer: Old National Bancorp (20.4% relief)

Busey Bank (this)20.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Busey Bank and nearest filing-volume peers

Busey Bank closes 20.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Busey Bank's 74 filings include narrative text

40.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 98.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Busey Bank complaint mix by product

Total complaints: 74

Busey Bank complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 74 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 49 complaints (68.1%), resolution 28.6% Checking or 68.1% Mortgage: 8 complaints (11.1%), resolution 0.0% Mortgage 11.1% Credit reporting: 6 complaints (8.3%), resolution 0.0% Credit reporting 8.3% Credit reporting,: 5 complaints (6.9%), resolution 0.0% Credit reporting, 6.9% Money transfer,: 2 complaints (2.8%), resolution 0.0% Debt collection: 1 complaints (1.4%), resolution 0.0% Vehicle loan: 1 complaints (1.4%), resolution 0.0%
  • Checking or 49 68.1% 29% relief
  • Mortgage 8 11.1% 0% relief
  • Credit reporting 6 8.3% 0% relief
  • Credit reporting, 5 6.9% 0% relief
  • Money transfer, 2 2.8% 0% relief
  • Debt collection 1 1.4% 0% relief
  • Vehicle loan 1 1.4% 0% relief

How Busey Bank's 74 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 49
Mortgage 8
Credit reporting or other personal consumer reports 6
Credit reporting, credit repair services, or other personal consumer reports 5
Money transfer, virtual currency, or money service 2
Debt collection 1
Vehicle loan or lease 1
Payday loan, title loan, or personal loan 1
Credit card or prepaid card 1

Concentrated filing states for Busey Bank

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
66.2% of this company's filings
IL49MO11NC3FL2GA1OR1CA1IN1

Busey Bank falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-50% vs 2021
05101520 202120222023202420252026 4

Top States

State Complaints
IL 49
MO 11
NC 3
FL 2
GA 1
OR 1
CA 1
IN 1
NV 1
TX 1
SC 1
CO 1

Top Issues

Issue Complaints
Managing an account 32
Closing an account 11
Improper use of your report 9
Problem with a lender or other company charging your account 3
Applying for a mortgage or refinancing an existing mortgage 3
Opening an account 2
Trouble during payment process 2
Incorrect information on your report 1
Attempts to collect debt not owed 1
Fraud or scam 1
Problem caused by your funds being low 1
Repossession 1
Problem with a company's investigation into an existing problem 1
Other service problem 1
Getting a line of credit 1
Problem with a purchase shown on your statement 1
Struggling to pay mortgage 1
Closing on a mortgage 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2021 8 100%
2022 13 92.3%
2023 17 100%
2024 13 100%
2025 19 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Busey Bank's narrative-rich complaint ledger

Busey Bank's 74 logged complaints stay concentrated: only 12 states show a filing. 40.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-05-29.

Busey Bank answers 98.6% of complaints inside the CFPB's tracked window and closes 79.7% with a written explanation. 20.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Busey Bank.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Busey Bank: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Busey Bank (98.6% timely; 20.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record