2026 data Public-data reference. official source

Ava Finance, Inc

637 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

637 consumer complaints filed with the CFPB

This profile shows Ava Finance, Inc's complaint history from CFPB public records. 637 consumers have filed complaints since 2024. The company has a 95% timely response rate and has provided relief in 0% of cases.

637
Total Complaints
95%
Timely Response
0%
Disputed
0%
Relief Provided
38
States Active
2024
Since

Total complaints

637

Filed since 2024

Timely response

95%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 95.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Ava Finance, Inc complaint mix by product

Total complaints: 637

Ava Finance, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 637 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 459 complaints (72.1%), resolution 0.0% Credit reporting 72.1% Debt collection: 108 complaints (17.0%), resolution 0.0% Debt collection 17.0% Credit card: 49 complaints (7.7%), resolution 0.0% Credit card 7.7% Payday loan,: 11 complaints (1.7%), resolution 0.0% Debt or: 5 complaints (0.8%), resolution 0.0% Checking or: 4 complaints (0.6%), resolution 0.0% Money transfer,: 1 complaints (0.2%), resolution 0.0%
  • Credit reporting 459 72.1% 0% relief
  • Debt collection 108 17.0% 0% relief
  • Credit card 49 7.7% 0% relief
  • Payday loan, 11 1.7% 0% relief
  • Debt or 5 0.8% 0% relief
  • Checking or 4 0.6% 0% relief
  • Money transfer, 1 0.2% 0% relief

How Ava Finance, Inc's 637 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 459
Debt collection 108
Credit card 49
Payday loan, title loan, personal loan, or advance loan 11
Debt or credit management 5
Checking or savings account 4
Money transfer, virtual currency, or money service 1

Top States

State Complaints
TX 97
FL 87
GA 66
CA 38
IL 35
PA 33
SC 28
MI 28
AL 26
NY 24
OH 22
NC 22
MD 13
AZ 10
LA 10
NV 10
MS 9
DC 8
MA 6
MO 6

Top Issues

Issue Complaints
Incorrect information on your report 306
Problem with a company's investigation into an existing problem 86
Improper use of your report 83
Attempts to collect debt not owed 39
Took or threatened to take negative or legal action 35
False statements or representation 20
Getting a credit card 12
Written notification about debt 11
Problem when making payments 11
Credit monitoring or identity theft protection services 5
Problem with a purchase shown on your statement 3
Managing an account 3
Didn't provide services promised 3
Unable to get your credit report or credit score 2
Problem with additional add-on products or services 2
Electronic communications 2
Problem with fraud alerts or security freezes 2
Trouble accessing funds in your mobile or digital wallet 1
Confusing or missing disclosures 1
Charged upfront or unexpected fees 1

Yearly Trend

Year Complaints Timely
2024 129 90.7%
2025 364 97%
2026 144 93.8%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Ava Finance, Inc

Ava Finance, Inc has accumulated 637 consumer complaints in the CFPB public database, with filings active across 38 U.S. states. Of those submissions, 103 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Ava Finance, Inc reports a 95% timely-response rate and has closed 98.9% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Ava Finance, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Ava Finance, Inc have?

Ava Finance, Inc has received 637 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Ava Finance, Inc respond to complaints on time?

Ava Finance, Inc has a 95% timely response rate to CFPB complaints.

What is the most common complaint about Ava Finance, Inc?

The most common issue reported against Ava Finance, Inc is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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