CFPB · Diversified product mix
Blincloans, Inc.
82 CFPB complaints · diversified mix (top product 34.1%) · top issue Incorrect information on your report.
Blincloans, Inc.: top product "Credit reporting or other personal consumer reports" is only 34.1% of 82 - multi-bucket mix. Timely 96.3% · relief 1.2%. Allegations, not findings.
- Diversified product mix
- +700% filings 2020 to 2026
CFPB relief outcome brief
CCDB company blincloans-inc
1.2% relief · 96.3% timely · 82 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Grow Credit Inc (1.2% relief)
Blincloans, Inc. closes 1.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Blincloans, Inc.'s 82 filings include narrative text
47.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Blincloans, Inc. complaint mix by product
- Credit reporting 28 34.1% – 0% relief
- Debt collection 17 20.7% – 0% relief
- Payday loan, 14 17.1% – 0% relief
- Credit reporting, 13 15.9% – 0% relief
- Payday loan, 10 12.2% – 10% relief
How Blincloans, Inc.'s 82 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 28 |
| Debt collection | 17 |
| Payday loan, title loan, personal loan, or advance loan | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 13 |
| Payday loan, title loan, or personal loan | 10 |
Where Blincloans, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 15.9% of this company's filings
Blincloans, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 8
- +700% vs 2020
Top States
| State | Complaints |
|---|---|
| TX | 13 |
| GA | 12 |
| AL | 10 |
| CA | 8 |
| MD | 8 |
| OH | 7 |
| DC | 5 |
| FL | 5 |
| IL | 3 |
| MO | 2 |
| LA | 2 |
| TN | 2 |
| AZ | 1 |
| NC | 1 |
| VA | 1 |
| KY | 1 |
| WV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 34 |
| Improper use of your report | 7 |
| Attempts to collect debt not owed | 6 |
| Problem with a company's investigation into an existing problem | 6 |
| Took or threatened to take negative or legal action | 6 |
| Problem with the payoff process at the end of the loan | 3 |
| Written notification about debt | 3 |
| Problem when making payments | 3 |
| False statements or representation | 2 |
| Charged fees or interest you didn't expect | 2 |
| Struggling to pay your loan | 2 |
| Getting the loan | 2 |
| Received a loan you didn't apply for | 2 |
| Was approved for a loan, but didn't receive the money | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Issues with repayment | 1 |
| Can't contact lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 1 | 100% |
| 2021 | 3 | 100% |
| 2022 | 10 | 90% |
| 2023 | 12 | 100% |
| 2024 | 20 | 95% |
| 2025 | 28 | 96.4% |
| 2026 | 8 | 100% |
Source: CFPB Consumer Complaint Database
Blincloans, Inc. spreads across product buckets
Blincloans, Inc.'s 82 logged complaints stay concentrated: only 17 states show a filing. 47.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-05-16.
Blincloans, Inc. answers 96.3% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 1.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Blincloans, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Blincloans, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 82.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Blincloans, Inc. (96.3% timely; 1.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix