2026 data Public-data reference. official source

BLINCLOANS, INC.

63 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

63 consumer complaints filed with the CFPB

This profile shows BLINCLOANS, INC.'s complaint history from CFPB public records. 63 consumers have filed complaints since 2020. The company has a 95.2% timely response rate and has provided relief in 1.6% of cases.

63
Total Complaints
95.2%
Timely Response
0%
Disputed
1.6%
Relief Provided
17
States Active
2020
Since

Total complaints

63

Filed since 2020

Timely response

95.2%

CFPB-tracked response window

Relief rate

1.6%

Closed with monetary or non-monetary relief

Timely response rate 95.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.6%
Industry median

Share closed with monetary or non-monetary relief.

BLINCLOANS, INC. complaint mix by product

Total complaints: 63

BLINCLOANS, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 63 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 22 complaints (34.9%), resolution 0.0% Credit reporting 34.9% Debt collection: 12 complaints (19.0%), resolution 0.0% Debt collection 19.0% Credit reporting,: 12 complaints (19.0%), resolution 0.0% Credit reporting, 19.0% Payday loan,: 10 complaints (15.9%), resolution 0.0% Payday loan, 15.9% Payday loan,: 7 complaints (11.1%), resolution 14.3% Payday loan, 11.1%
  • Credit reporting 22 34.9% 0% relief
  • Debt collection 12 19.0% 0% relief
  • Credit reporting, 12 19.0% 0% relief
  • Payday loan, 10 15.9% 0% relief
  • Payday loan, 7 11.1% 14% relief

How BLINCLOANS, INC.'s 63 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 22
Debt collection 12
Credit reporting, credit repair services, or other personal consumer reports 12
Payday loan, title loan, personal loan, or advance loan 10
Payday loan, title loan, or personal loan 7

Top States

State Complaints
TX 11
GA 10
AL 7
OH 6
CA 6
DC 5
MD 4
FL 3
IL 2
TN 2
NC 1
MO 1
VA 1
AZ 1
LA 1
KY 1
WV 1

Top Issues

Issue Complaints
Incorrect information on your report 27
Problem with a company's investigation into an existing problem 6
Took or threatened to take negative or legal action 6
Improper use of your report 5
Attempts to collect debt not owed 5
Received a loan you didn't apply for 2
Problem with the payoff process at the end of the loan 2
Charged fees or interest you didn't expect 2
Struggling to pay your loan 2
False statements or representation 1
Was approved for a loan, but didn't receive the money 1
Problem when making payments 1
Problem with a credit reporting company's investigation into an existing problem 1
Issues with repayment 1
Getting the loan 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 2 100%
2022 8 87.5%
2023 11 100%
2024 15 93.3%
2025 22 95.5%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About BLINCLOANS, INC.

BLINCLOANS, INC. has accumulated 63 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-01-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, BLINCLOANS, INC. reports a 95.2% timely-response rate and has closed 98.4% of cases with a written explanation to the consumer. 1.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating BLINCLOANS, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does BLINCLOANS, INC. have?

BLINCLOANS, INC. has received 63 consumer complaints filed with the Consumer Financial Protection Bureau.

Does BLINCLOANS, INC. respond to complaints on time?

BLINCLOANS, INC. has a 95.2% timely response rate to CFPB complaints.

What is the most common complaint about BLINCLOANS, INC.?

The most common issue reported against BLINCLOANS, INC. is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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