CFPB · Single-product concentration
Bilateral Credit Corp, LLC
70 CFPB complaints · 80% in "Debt collection" · top issue Attempts to collect debt not owed.
Bilateral Credit Corp, LLC: 80% of 70 CFPB complaints sit in "Debt collection". Timely 91.4% · relief 7.1%. Allegations, not findings.
- Single-product concentration
- +100% filings 2015 to 2026
CFPB relief outcome brief
CCDB company bilateral-credit-corp-llc
7.1% relief · 91.4% timely · 70 filings · Debt collection
Same-product relief peers
Nearest relief peer: Augusta Collection Agency, Inc. (7% relief)
Bilateral Credit Corp, LLC closes 7.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Bilateral Credit Corp, LLC's 70 filings include narrative text
42.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Bilateral Credit Corp, LLC complaint mix by product
- Debt collection 56 80.0% – 9% relief
- Credit reporting 9 12.9% – 0% relief
- Credit reporting, 4 5.7% – 0% relief
- Payday loan 1 1.4% – 0% relief
How Bilateral Credit Corp, LLC's 70 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 56 |
| Credit reporting or other personal consumer reports | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Payday loan | 1 |
Where Bilateral Credit Corp, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 21.4% of this company's filings
Bilateral Credit Corp, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 12
- +100% vs 2015
Top States
| State | Complaints |
|---|---|
| NY | 15 |
| CA | 9 |
| TX | 8 |
| NJ | 3 |
| NV | 3 |
| FL | 3 |
| NC | 3 |
| OH | 3 |
| GA | 2 |
| AZ | 2 |
| MD | 2 |
| IL | 2 |
| TN | 2 |
| CO | 2 |
| MI | 2 |
| AL | 1 |
| NE | 1 |
| LA | 1 |
| KS | 1 |
| WI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 18 |
| Took or threatened to take negative or legal action | 11 |
| False statements or representation | 8 |
| Incorrect information on your report | 6 |
| Written notification about debt | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Disclosure verification of debt | 5 |
| Communication tactics | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Improper use of your report | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Payment to acct not credited | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 6 | 33.3% |
| 2016 | 6 | 66.7% |
| 2017 | 2 | 100% |
| 2018 | 3 | 100% |
| 2019 | 1 | 100% |
| 2020 | 3 | 100% |
| 2021 | 5 | 100% |
| 2022 | 2 | 100% |
| 2023 | 7 | 100% |
| 2024 | 7 | 100% |
| 2025 | 16 | 100% |
| 2026 | 12 | 100% |
Source: CFPB Consumer Complaint Database
Bilateral Credit Corp, LLC filings cluster in one product
Bilateral Credit Corp, LLC's 70 logged complaints stay concentrated: only 24 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-25.
Bilateral Credit Corp, LLC answers 91.4% of complaints inside the CFPB's tracked window and closes 92.9% with a written explanation. 7.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bilateral Credit Corp, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Bilateral Credit Corp, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 70.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 91.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Bilateral Credit Corp, LLC (91.4% timely; 7.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration