CFPB · Single-product concentration

BHA Services

23 CFPB complaints · 95.7% in "Debt collection" · top issue Attempts to collect debt not owed.

23 CFPB complaints

BHA Services: 95.7% of 23 CFPB complaints sit in "Debt collection". Timely 30.4% · relief 8.7%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2021 to 2026

CFPB relief outcome brief

CCDB company bha-services

8.7% relief · 30.4% timely · 23 filings · Debt collection

Nearest relief peer: Kohn Law Firm S.C. (8.7% relief)

BHA Services (this)8.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among BHA Services and nearest filing-volume peers

BHA Services closes 8.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of BHA Services's 23 filings include narrative text

69.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 30.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

BHA Services complaint mix by product

Total complaints: 23

BHA Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 23 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 22 complaints (95.7%), resolution 9.1% Debt collection 95.7% Payday loan,: 1 complaints (4.3%), resolution 0.0%
  • Debt collection 22 95.7% 9% relief
  • Payday loan, 1 4.3% 0% relief

How BHA Services's 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 22
Payday loan, title loan, personal loan, or advance loan 1

Where BHA Services complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
21.7% of this company's filings
CA5NY4VA2MI2TN1TX1AZ1SC1

BHA Services falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
3
-50% vs 2021
0246810 20212022202320252026 3

Top States

State Complaints
CA 5
NY 4
VA 2
MI 2
TN 1
TX 1
AZ 1
SC 1
OH 1
PA 1
NM 1
FL 1
UT 1
ND 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 10
Communication tactics 5
Took or threatened to take negative or legal action 3
False statements or representation 3
Problem when making payments 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2021 6 100%
2022 4 25%
2023 9 0%
2025 1 0%
2026 3 0%

Source: CFPB Consumer Complaint Database

BHA Services filings cluster in one product

BHA Services's 23 logged complaints stay concentrated: only 14 states show a filing. 69.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-03-24.

BHA Services answers 30.4% of complaints inside the CFPB's tracked window and closes 21.7% with a written explanation. 8.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BHA Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for BHA Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for BHA Services (30.4% timely; 8.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration