CFPB · Diversified product mix
Bayside Credit
29 CFPB complaints · diversified mix (top product 31%) · top issue Incorrect information on your report.
Bayside Credit: top product "Vehicle loan or lease" is only 31% of 29 - multi-bucket mix. Timely 72.4% · relief 0%. Allegations, not findings.
- Diversified product mix
- +500% filings 2017 to 2026
CFPB relief outcome brief
CCDB company bayside-credit
0% relief · 72.4% timely · 29 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
Bayside Credit closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Bayside Credit's 29 filings include narrative text
58.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Bayside Credit complaint mix by product
- Vehicle loan 9 31.0% – 0% relief
- Credit reporting 8 27.6% – 0% relief
- Credit reporting, 7 24.1% – 0% relief
- Debt collection 4 13.8% – 0% relief
- Credit reporting 1 3.4% – 0% relief
How Bayside Credit's 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 9 |
| Credit reporting or other personal consumer reports | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Debt collection | 4 |
| Credit reporting | 1 |
Concentrated filing states for Bayside Credit
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 65.5% of this company's filings
Bayside Credit rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2017
Top States
| State | Complaints |
|---|---|
| CA | 19 |
| NV | 8 |
| AZ | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 11 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Attempts to collect debt not owed | 2 |
| Managing the loan or lease | 2 |
| Struggling to pay your loan | 2 |
| Written notification about debt | 1 |
| Problems at the end of the loan or lease | 1 |
| Improper use of your report | 1 |
| Communication tactics | 1 |
| Getting a loan or lease | 1 |
| Repossession | 1 |
| Unable to get credit report/credit score | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2019 | 2 | 100% |
| 2021 | 5 | 80% |
| 2022 | 3 | 100% |
| 2023 | 2 | 100% |
| 2024 | 2 | 100% |
| 2025 | 8 | 87.5% |
| 2026 | 6 | 0% |
Source: CFPB Consumer Complaint Database
Bayside Credit spreads across product buckets
Bayside Credit's 29 logged complaints stay concentrated: only 4 states show a filing. 58.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-05-22.
Bayside Credit answers 72.4% of complaints inside the CFPB's tracked window and closes 86.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bayside Credit.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Bayside Credit: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 29.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 72.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Bayside Credit (72.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix