CFPB · Mid-pack CFPB posture
Barton Creek Auto Credit LLC
7 CFPB complaints · 2 states · top issue Incorrect information on your report.
Barton Creek Auto Credit LLC has 7 consumer complaints in the CFPB public database. Timely response is 85.7%; 0% closed with relief; top product Vehicle loan or lease. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- 0% filings 2016 to 2022
CFPB relief outcome brief
CCDB company barton-creek-auto-credit-llc
0% relief · 85.7% timely · 7 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
Barton Creek Auto Credit LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Barton Creek Auto Credit LLC complaint mix by product
- Vehicle loan 3 42.9% – 0% relief
- Credit reporting, 2 28.6% – 0% relief
- Consumer Loan 1 14.3% – 0% relief
- Debt collection 1 14.3% – 0% relief
How Barton Creek Auto Credit LLC's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Consumer Loan | 1 |
| Debt collection | 1 |
Concentrated filing states for Barton Creek Auto Credit LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 85.7% of this company's filings
Barton Creek Auto Credit LLC complaints by year
Annual filing volume from the CFPB public database
- 2022
- 1
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| TX | 6 |
| KS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 3 |
| Problems when you are unable to pay | 1 |
| Unable to get your credit report or credit score | 1 |
| Managing the loan or lease | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2019 | 3 | 100% |
| 2020 | 1 | 0% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Barton Creek Auto Credit LLC
Barton Creek Auto Credit LLC's 7 logged complaints stay concentrated: only 2 states show a filing. Only 28.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2022-12-08.
Barton Creek Auto Credit LLC answers 85.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Barton Creek Auto Credit LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Barton Creek Auto Credit LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 85.7%.
- Thunderbird Collection Specialists, Inc. Δ 0.0 pts · 203 complaints 85.7%timely
- AMCOL Systems, Inc. Δ 0.1 pts · 692 complaints 85.8%timely
- LTD Financial Services, L.P. Δ 0.2 pts · 427 complaints 85.9%timely
- Neighborhood Assistance Corporation of America ("NACA") Δ 0.2 pts · 145 complaints 85.5%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Barton Creek Auto Credit LLC (85.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture