CFPB · Narrative-heavy record
Barnhall Financial Services, Inc.
19 CFPB complaints · 42.1% with narratives · top issue Incorrect information on your report.
Barnhall Financial Services, Inc.: 42.1% of 19 filings include consumer narratives. Timely 100% · relief 5.3% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2019 to 2026
CFPB relief outcome brief
CCDB company barnhall-financial-services-inc
5.3% relief · 100% timely · 19 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Mission Financial Services Corporation (5.1% relief)
Barnhall Financial Services, Inc. closes 5.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Barnhall Financial Services, Inc.'s 19 filings include narrative text
42.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Barnhall Financial Services, Inc. complaint mix by product
- Credit reporting 7 36.8% – 0% relief
- Vehicle loan 5 26.3% – 0% relief
- Debt collection 4 21.1% – 0% relief
- Credit reporting, 2 10.5% – 50% relief
- Mortgage 1 5.3% – 0% relief
How Barnhall Financial Services, Inc.'s 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 7 |
| Vehicle loan or lease | 5 |
| Debt collection | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Mortgage | 1 |
Concentrated filing states for Barnhall Financial Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MS
- 84.2% of this company's filings
Barnhall Financial Services, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2019
Top States
| State | Complaints |
|---|---|
| MS | 16 |
| TN | 1 |
| IN | 1 |
| AL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 4 |
| Repossession | 4 |
| Problem with a company's investigation into an existing problem | 4 |
| False statements or representation | 2 |
| Communication tactics | 1 |
| Improper use of your report | 1 |
| Unable to get your credit report or credit score | 1 |
| Took or threatened to take negative or legal action | 1 |
| Struggling to pay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 2 | 100% |
| 2023 | 2 | 100% |
| 2024 | 6 | 100% |
| 2025 | 6 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Barnhall Financial Services, Inc.'s narrative-rich complaint ledger
Barnhall Financial Services, Inc.'s 19 logged complaints stay concentrated: only 4 states show a filing. 42.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-01-21.
Barnhall Financial Services, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 5.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Barnhall Financial Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Barnhall Financial Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 19.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Barnhall Financial Services, Inc. (100% timely; 5.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record