CFPB · Mid-pack CFPB posture

B&B Funding, LLC

19 CFPB complaints · 11 states · top issue Struggling to pay mortgage.

19 CFPB complaints

B&B Funding, LLC has 19 consumer complaints in the CFPB public database. Timely response is 73.7%; 15.8% closed with relief; top product Mortgage. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • 0% filings 2017 to 2026

CFPB relief outcome brief

CCDB company b-b-funding-llc

15.8% relief · 73.7% timely · 19 filings · Mortgage

Nearest relief peer: Provident Funding Associates (15.9% relief)

B&B Funding, LLC (this)15.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among B&B Funding, LLC and nearest filing-volume peers

B&B Funding, LLC closes 15.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 19 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 73.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

B&B Funding, LLC complaint mix by product

Total complaints: 19

B&B Funding, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 13 complaints (68.4%), resolution 23.1% Mortgage 68.4% Debt collection: 5 complaints (26.3%), resolution 0.0% Debt collection 26.3% Credit reporting: 1 complaints (5.3%), resolution 0.0%
  • Mortgage 13 68.4% 23% relief
  • Debt collection 5 26.3% 0% relief
  • Credit reporting 1 5.3% 0% relief

How B&B Funding, LLC's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 13
Debt collection 5
Credit reporting or other personal consumer reports 1

Where B&B Funding, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
15.8% of this company's filings
CA3CO3IL2MA2NY2MS1SC1NC1

B&B Funding, LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2017
0246810 2017201920202021202220232026 1

Top States

State Complaints
CA 3
CO 3
IL 2
MA 2
NY 2
MS 1
SC 1
NC 1
FL 1
TX 1
AL 1

Top Issues

Issue Complaints
Struggling to pay mortgage 6
Trouble during payment process 6
Attempts to collect debt not owed 2
False statements or representation 2
Identity theft protection or other monitoring services 1
Took or threatened to take negative or legal action 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2017 1 0%
2019 3 100%
2020 3 66.7%
2021 9 66.7%
2022 1 100%
2023 1 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about B&B Funding, LLC

B&B Funding, LLC's 19 logged complaints stay concentrated: only 11 states show a filing. Only 36.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-03-11.

B&B Funding, LLC answers 73.7% of complaints inside the CFPB's tracked window and closes 84.2% with a written explanation. 15.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Struggling to pay mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about B&B Funding, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for B&B Funding, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for B&B Funding, LLC (73.7% timely; 15.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture