CFPB · Single-product concentration

Arcadia Holdings, LLC

221 CFPB complaints · 89.1% in "Debt collection" · top issue Attempts to collect debt not owed.

221 CFPB complaints

Arcadia Holdings, LLC: 89.1% of 221 CFPB complaints sit in "Debt collection". Timely 73.8% · relief 0.9%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2026

CFPB relief outcome brief

CCDB company arcadia-holdings-llc

0.9% relief · 73.8% timely · 221 filings · Debt collection

Nearest relief peer: Sunrise Credit Services, Inc (0.9% relief)

Arcadia Holdings, LLC (this)0.9%DHI Mortgage Company19.5%FEDChex Recovery, LLC0%Mortgage Solutions of Colora…2.7%Van Ru Credit Corporation69.7%
Closed-with-relief % among Arcadia Holdings, LLC and nearest filing-volume peers

Arcadia Holdings, LLC closes 0.9% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Arcadia Holdings, LLC's 221 filings include narrative text

43.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 73.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Arcadia Holdings, LLC complaint mix by product

Total complaints: 221

Arcadia Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 221 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 197 complaints (89.1%), resolution 1.0% Debt collection 89.1% Credit reporting,: 21 complaints (9.5%), resolution 0.0% Credit reporting, 9.5% Credit reporting: 1 complaints (0.5%), resolution 0.0% Debt or: 1 complaints (0.5%), resolution 0.0% Credit reporting: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 197 89.1% 1% relief
  • Credit reporting, 21 9.5% 0% relief
  • Credit reporting 1 0.5% 0% relief
  • Debt or 1 0.5% 0% relief
  • Credit reporting 1 0.5% 0% relief

How Arcadia Holdings, LLC's 221 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 197
Credit reporting, credit repair services, or other personal consumer reports 21
Credit reporting or other personal consumer reports 1
Debt or credit management 1
Credit reporting 1

Where Arcadia Holdings, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
34.8% of this company's filings
PA77CA57NY20NJ19CT14TX7VA4MA4

Arcadia Holdings, LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
8
0% vs 2014
01020304050 2014201620182020202220242026 8

Top States

State Complaints
PA 77
CA 57
NY 20
NJ 19
CT 14
TX 7
VA 4
MA 4
FL 4
VT 2
OH 2
AL 1
MO 1
OK 1
IN 1
DC 1
KY 1
AR 1
TN 1
MD 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 48
Written notification about debt 45
Cont'd attempts collect debt not owed 31
Communication tactics 27
False statements or representation 25
Disclosure verification of debt 10
Incorrect information on your report 9
Problem with a credit reporting company's investigation into an existing problem 8
Threatened to contact someone or share information improperly 4
Took or threatened to take negative or legal action 3
Improper use of your report 3
Unable to get your credit report or credit score 2
Electronic communications 2
Improper contact or sharing of info 2
Problem with customer service 1
Incorrect information on credit report 1

Yearly Trend

Year Complaints Timely
2014 8 37.5%
2015 20 35%
2016 25 76%
2017 15 86.7%
2018 9 88.9%
2019 10 100%
2020 22 100%
2021 41 97.6%
2022 30 96.7%
2023 11 81.8%
2024 9 22.2%
2025 13 7.7%
2026 8 0%

Source: CFPB Consumer Complaint Database

Arcadia Holdings, LLC filings cluster in one product

Arcadia Holdings, LLC's 221 logged complaints stay concentrated: only 20 states show a filing. 43.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-09.

Arcadia Holdings, LLC answers 73.8% of complaints inside the CFPB's tracked window and closes 89.1% with a written explanation. 0.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Arcadia Holdings, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Arcadia Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Arcadia Holdings, LLC (73.8% timely; 0.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration