2026 data Public-data reference. official source

Arcadia Holdings, LLC

181 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

181 consumer complaints filed with the CFPB

This profile shows Arcadia Holdings, LLC's complaint history from CFPB public records. 181 consumers have filed complaints since 2014. The company has a 75.7% timely response rate and has provided relief in 0.6% of cases.

181
Total Complaints
75.7%
Timely Response
3.9%
Disputed
0.6%
Relief Provided
17
States Active
2014
Since

Total complaints

181

Filed since 2014

Timely response

75.7%

CFPB-tracked response window

Relief rate

0.6%

Closed with monetary or non-monetary relief

Timely response rate 75.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.6%
Industry median

Share closed with monetary or non-monetary relief.

Arcadia Holdings, LLC complaint mix by product

Total complaints: 181

Arcadia Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 181 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 159 complaints (87.8%), resolution 0.6% Debt collection 87.8% Credit reporting,: 19 complaints (10.5%), resolution 0.0% Credit reporting, 10.5% Credit reporting: 1 complaints (0.6%), resolution 0.0% Credit reporting: 1 complaints (0.6%), resolution 0.0% Debt or: 1 complaints (0.6%), resolution 0.0%
  • Debt collection 159 87.8% 1% relief
  • Credit reporting, 19 10.5% 0% relief
  • Credit reporting 1 0.6% 0% relief
  • Credit reporting 1 0.6% 0% relief
  • Debt or 1 0.6% 0% relief

How Arcadia Holdings, LLC's 181 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 159
Credit reporting, credit repair services, or other personal consumer reports 19
Credit reporting or other personal consumer reports 1
Credit reporting 1
Debt or credit management 1

Top States

State Complaints
PA 68
CA 49
NJ 16
NY 12
CT 11
MA 4
FL 4
TX 3
VA 3
OH 2
VT 1
OK 1
MO 1
KY 1
DC 1
TN 1
IN 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 42
Written notification about debt 36
Cont'd attempts collect debt not owed 28
Communication tactics 22
False statements or representation 19
Incorrect information on your report 9
Disclosure verification of debt 7
Problem with a credit reporting company's investigation into an existing problem 6
Improper use of your report 3
Took or threatened to take negative or legal action 3
Unable to get your credit report or credit score 2
Incorrect information on credit report 1
Problem with customer service 1
Improper contact or sharing of info 1
Electronic communications 1

Yearly Trend

Year Complaints Timely
2014 8 37.5%
2015 16 37.5%
2016 22 77.3%
2017 12 91.7%
2018 8 87.5%
2019 8 100%
2020 18 100%
2021 34 97.1%
2022 26 96.2%
2023 9 77.8%
2024 7 14.3%
2025 9 11.1%
2026 4 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Arcadia Holdings, LLC

Arcadia Holdings, LLC has accumulated 181 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 59 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Arcadia Holdings, LLC reports a 75.7% timely-response rate and has closed 92.3% of cases with a written explanation to the consumer. 0.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Arcadia Holdings, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Arcadia Holdings, LLC have?

Arcadia Holdings, LLC has received 181 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Arcadia Holdings, LLC respond to complaints on time?

Arcadia Holdings, LLC has a 75.7% timely response rate to CFPB complaints.

What is the most common complaint about Arcadia Holdings, LLC?

The most common issue reported against Arcadia Holdings, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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