2026 data Public-data reference. official source

DigniFi

267 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

267 consumer complaints filed with the CFPB

This profile shows DigniFi's complaint history from CFPB public records. 267 consumers have filed complaints since 2020. The company has a 94% timely response rate and has provided relief in 2.2% of cases.

267
Total Complaints
94%
Timely Response
0%
Disputed
2.2%
Relief Provided
34
States Active
2020
Since

Total complaints

267

Filed since 2020

Timely response

94%

CFPB-tracked response window

Relief rate

2.2%

Closed with monetary or non-monetary relief

Timely response rate 94.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.2%
Industry median

Share closed with monetary or non-monetary relief.

DigniFi complaint mix by product

Total complaints: 267

DigniFi complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 267 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 109 complaints (41.9%), resolution 0.0% Credit reporting 41.9% Debt collection: 88 complaints (33.8%), resolution 1.1% Debt collection 33.8% Credit reporting,: 19 complaints (7.3%), resolution 15.8% Credit reporting, 7.3% Payday loan,: 15 complaints (5.8%), resolution 6.7% Payday loan,: 12 complaints (4.6%), resolution 0.0% Credit card: 10 complaints (3.8%), resolution 0.0% Vehicle loan: 7 complaints (2.7%), resolution 0.0%
  • Credit reporting 109 41.9% 0% relief
  • Debt collection 88 33.8% 1% relief
  • Credit reporting, 19 7.3% 16% relief
  • Payday loan, 15 5.8% 7% relief
  • Payday loan, 12 4.6% 0% relief
  • Credit card 10 3.8% 0% relief
  • Vehicle loan 7 2.7% 0% relief

How DigniFi's 267 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 109
Debt collection 88
Credit reporting, credit repair services, or other personal consumer reports 19
Payday loan, title loan, personal loan, or advance loan 15
Payday loan, title loan, or personal loan 12
Credit card 10
Vehicle loan or lease 7
Credit card or prepaid card 6
Debt or credit management 1

Top States

State Complaints
TX 48
FL 27
CA 24
MD 22
IL 17
NY 12
NJ 11
NV 11
AL 9
PA 9
GA 7
OH 7
AZ 6
MI 5
NC 5
LA 5
WI 5
WA 4
OK 3
KS 3

Top Issues

Issue Complaints
Incorrect information on your report 83
Attempts to collect debt not owed 47
Improper use of your report 29
Took or threatened to take negative or legal action 23
Problem with a company's investigation into an existing problem 22
Written notification about debt 10
Problem when making payments 6
Credit monitoring or identity theft protection services 5
False statements or representation 5
Getting a line of credit 5
Getting a credit card 4
Charged fees or interest you didn't expect 4
Getting the loan 3
Managing the loan or lease 3
Communication tactics 3
Problem with a purchase shown on your statement 2
Closing your account 2
Getting a loan or lease 2
Problem with the payoff process at the end of the loan 2
Other features, terms, or problems 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 10 100%
2022 14 78.6%
2023 39 100%
2024 57 80.7%
2025 96 99%
2026 50 98%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About DigniFi

DigniFi has accumulated 267 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 81 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, DigniFi reports a 94% timely-response rate and has closed 97.8% of cases with a written explanation to the consumer. 2.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating DigniFi: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does DigniFi have?

DigniFi has received 267 consumer complaints filed with the Consumer Financial Protection Bureau.

Does DigniFi respond to complaints on time?

DigniFi has a 94% timely response rate to CFPB complaints.

What is the most common complaint about DigniFi?

The most common issue reported against DigniFi is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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