CFPB · Mid-pack CFPB posture
Kovo
964 CFPB complaints · 43 states · top issue Incorrect information on your report.
Kovo has 964 consumer complaints in the CFPB public database. Timely response is 100%; 0.3% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +4842.9% filings 2021 to 2026
CFPB relief outcome brief
CCDB company kovo
0.3% relief · 100% timely · 964 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Ava Finance, Inc (0.3% relief)
Kovo closes 0.3% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 964 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Kovo complaint mix by product
- Credit reporting 652 68.0% – 0% relief
- Debt collection 190 19.8% – 0% relief
- Credit reporting, 34 3.5% – 9% relief
- Credit card 34 3.5% – 0% relief
- Payday loan, 29 3.0% – 0% relief
- Debt or 15 1.6% – 0% relief
- Payday loan, 5 0.5% – 0% relief
How Kovo's 964 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 652 |
| Debt collection | 190 |
| Credit reporting, credit repair services, or other personal consumer reports | 34 |
| Credit card | 34 |
| Payday loan, title loan, personal loan, or advance loan | 29 |
| Debt or credit management | 15 |
| Payday loan, title loan, or personal loan | 5 |
| Checking or savings account | 2 |
| Credit card or prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Prepaid card | 1 |
Nationwide filing states for Kovo
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 13.3% of this company's filings
Kovo rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 346
- +4842.9% vs 2021
Top States
| State | Complaints |
|---|---|
| TX | 128 |
| FL | 105 |
| GA | 95 |
| CA | 76 |
| NY | 52 |
| IL | 51 |
| SC | 39 |
| NC | 36 |
| PA | 36 |
| MI | 29 |
| AL | 29 |
| MD | 29 |
| OH | 27 |
| LA | 23 |
| AZ | 20 |
| NV | 16 |
| NJ | 16 |
| MS | 16 |
| CT | 14 |
| MN | 14 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 438 |
| Improper use of your report | 145 |
| Problem with a company's investigation into an existing problem | 107 |
| Took or threatened to take negative or legal action | 77 |
| Attempts to collect debt not owed | 70 |
| False statements or representation | 23 |
| Written notification about debt | 14 |
| Problem when making payments | 11 |
| Credit monitoring or identity theft protection services | 10 |
| Problem with a credit reporting company's investigation into an existing problem | 8 |
| Getting a credit card | 8 |
| Closing your account | 6 |
| Didn't provide services promised | 5 |
| Confusing or misleading advertising or marketing | 5 |
| Problem with additional add-on products or services | 3 |
| Electronic communications | 3 |
| Confusing or missing disclosures | 3 |
| Getting the loan | 3 |
| Other features, terms, or problems | 3 |
| Communication tactics | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 7 | 100% |
| 2022 | 8 | 100% |
| 2023 | 52 | 100% |
| 2024 | 152 | 100% |
| 2025 | 399 | 100% |
| 2026 | 346 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Kovo
Kovo's 964 logged complaints reach a nationwide footprint - 43 states have at least one filing. Only 25.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-06-24.
Kovo answers 100% of complaints inside the CFPB's tracked window and closes 99.4% with a written explanation. 0.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kovo.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Kovo: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 964.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Kovo (100% timely; 0.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture