CFPB · Diversified product mix

Automotive Financial Services

4 CFPB complaints · diversified mix (top product 25%) · top issue Incorrect information on your report.

4 CFPB complaints

Automotive Financial Services: top product "Credit reporting or other personal consumer reports" is only 25% of 4 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2020 to 2025

CFPB relief outcome brief

CCDB company automotive-financial-services

0% relief · 100% timely · 4 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Automotive Financial Service…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Automotive Financial Services and nearest filing-volume peers

Automotive Financial Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Automotive Financial Services complaint mix by product

Total complaints: 4

Automotive Financial Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 1 complaints (25.0%), resolution 0.0% Credit reporting 25.0% Debt collection: 1 complaints (25.0%), resolution 0.0% Debt collection 25.0% Vehicle loan: 1 complaints (25.0%), resolution 0.0% Vehicle loan 25.0% Credit reporting,: 1 complaints (25.0%), resolution 0.0% Credit reporting, 25.0%
  • Credit reporting 1 25.0% 0% relief
  • Debt collection 1 25.0% 0% relief
  • Vehicle loan 1 25.0% 0% relief
  • Credit reporting, 1 25.0% 0% relief

How Automotive Financial Services's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 1
Debt collection 1
Vehicle loan or lease 1
Credit reporting, credit repair services, or other personal consumer reports 1

Automotive Financial Services complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2020
1 2020202120222025 1

Top States

State Complaints
FL 4

Top Issues

Issue Complaints
Incorrect information on your report 2
Attempts to collect debt not owed 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 1 100%
2022 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Automotive Financial Services spreads across product buckets

Automotive Financial Services's 4 logged complaints stay concentrated: only 1 state shows a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-01-02.

Automotive Financial Services answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Automotive Financial Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Automotive Financial Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Automotive Financial Services (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix