CFPB · Diversified product mix
Automobile Acceptance Corporation
161 CFPB complaints · diversified mix (top product 23%) · top issue Incorrect information on your report.
Automobile Acceptance Corporation: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 23% of 161 - multi-bucket mix. Timely 99.4% · relief 6.2%. Allegations, not findings.
- Diversified product mix
- +112.5% filings 2015 to 2026
CFPB relief outcome brief
CCDB company automobile-acceptance-corporation
6.2% relief · 99.4% timely · 161 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Grain Technology, Inc. (6.2% relief)
Automobile Acceptance Corporation closes 6.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 161 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Automobile Acceptance Corporation complaint mix by product
- Credit reporting, 37 23.3% – 11% relief
- Credit reporting 34 21.4% – 0% relief
- Vehicle loan 34 21.4% – 9% relief
- Debt collection 28 17.6% – 11% relief
- Consumer Loan 15 9.4% – 0% relief
- Payday loan, 7 4.4% – 0% relief
- Payday loan, 4 2.5% – 0% relief
How Automobile Acceptance Corporation's 161 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 37 |
| Credit reporting or other personal consumer reports | 34 |
| Vehicle loan or lease | 34 |
| Debt collection | 28 |
| Consumer Loan | 15 |
| Payday loan, title loan, personal loan, or advance loan | 7 |
| Payday loan, title loan, or personal loan | 4 |
| Bank account or service | 1 |
| Credit reporting | 1 |
Concentrated filing states for Automobile Acceptance Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 67.1% of this company's filings
Automobile Acceptance Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 17
- +112.5% vs 2015
Top States
| State | Complaints |
|---|---|
| GA | 108 |
| IL | 11 |
| NC | 10 |
| TX | 8 |
| SC | 4 |
| NV | 3 |
| FL | 3 |
| NY | 2 |
| TN | 2 |
| CA | 2 |
| VA | 2 |
| AL | 1 |
| DC | 1 |
| OH | 1 |
| MD | 1 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 36 |
| Improper use of your report | 22 |
| Managing the loan or lease | 14 |
| Struggling to pay your loan | 13 |
| Attempts to collect debt not owed | 13 |
| Problem with a company's investigation into an existing problem | 11 |
| False statements or representation | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Problems at the end of the loan or lease | 5 |
| Getting a loan or lease | 5 |
| Problems when you are unable to pay | 5 |
| Charged fees or interest you didn't expect | 3 |
| Vehicle was repossessed or sold the vehicle | 3 |
| Disclosure verification of debt | 3 |
| Written notification about debt | 3 |
| Problem with the payoff process at the end of the loan | 2 |
| Payment to acct not credited | 2 |
| Communication tactics | 1 |
| Took or threatened to take negative or legal action | 1 |
| Repossession | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 8 | 87.5% |
| 2016 | 5 | 100% |
| 2017 | 19 | 100% |
| 2018 | 10 | 100% |
| 2019 | 16 | 100% |
| 2020 | 12 | 100% |
| 2021 | 15 | 100% |
| 2022 | 7 | 100% |
| 2023 | 17 | 100% |
| 2024 | 16 | 100% |
| 2025 | 19 | 100% |
| 2026 | 17 | 100% |
Source: CFPB Consumer Complaint Database
Automobile Acceptance Corporation spreads across product buckets
Automobile Acceptance Corporation's 161 logged complaints stay concentrated: only 16 states show a filing. Only 39.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-22.
Automobile Acceptance Corporation answers 99.4% of complaints inside the CFPB's tracked window and closes 93.2% with a written explanation. 6.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Automobile Acceptance Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Automobile Acceptance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 161.
- Atlas Credit Company, Inc. Δ 0 complaints · 0% relief 161complaints
- Auto Now Financial Services, Inc., Phoenix, AZ Branch Δ 0 complaints · 1.2% relief 161complaints
- Reliable Credit Association, Inc. Δ 0 complaints · 4.3% relief 161complaints
- Dollar Mutual Bancorp Δ 1 complaints · 13.6% relief 162complaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Automobile Acceptance Corporation (99.4% timely; 6.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix