Atlas Credit Company, Inc.
161 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Atlas Credit Company, Inc. complaint mix by product
- Debt collection 61 38.1% – 0% relief
- Payday loan, 34 21.3% – 0% relief
- Credit reporting 31 19.4% – 0% relief
- Payday loan, 16 10.0% – 0% relief
- Credit reporting, 15 9.4% – 0% relief
- Consumer Loan 2 1.3% – 0% relief
- Checking or 1 0.6% – 0% relief
How Atlas Credit Company, Inc.'s 161 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 61 |
| Payday loan, title loan, or personal loan | 34 |
| Credit reporting or other personal consumer reports | 31 |
| Payday loan, title loan, personal loan, or advance loan | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 15 |
| Consumer Loan | 2 |
| Checking or savings account | 1 |
| Payday loan | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 124 |
| VA | 16 |
| OK | 7 |
| MO | 2 |
| TN | 2 |
| MD | 2 |
| NV | 1 |
| NC | 1 |
| MS | 1 |
| FL | 1 |
| PA | 1 |
| CO | 1 |
| SC | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 26 |
| Struggling to pay your loan | 24 |
| Communication tactics | 22 |
| Attempts to collect debt not owed | 11 |
| Problem with a company's investigation into an existing problem | 10 |
| Problem when making payments | 10 |
| Took or threatened to take negative or legal action | 10 |
| Improper use of your report | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 7 |
| Threatened to contact someone or share information improperly | 6 |
| False statements or representation | 4 |
| Getting the loan | 2 |
| Problem with the payoff process at the end of the loan | 2 |
| Written notification about debt | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Improper contact or sharing of info | 2 |
| Problem with additional add-on products or services | 2 |
| Opening an account | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problem with cash advance | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 7 | 85.7% |
| 2017 | 11 | 100% |
| 2018 | 8 | 100% |
| 2019 | 14 | 100% |
| 2020 | 12 | 100% |
| 2021 | 14 | 100% |
| 2022 | 15 | 100% |
| 2023 | 19 | 94.7% |
| 2024 | 18 | 100% |
| 2025 | 36 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Atlas Credit Company, Inc.
Atlas Credit Company, Inc.'s 161 logged complaints stay concentrated: only 14 states show a filing on record. 56.5% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2016 through 2026-06-06.
Atlas Credit Company, Inc. answers 98.8% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Atlas Credit Company, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Atlas Credit Company, Inc. have?
161, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Atlas Credit Company, Inc. respond to complaints on time?
98.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Atlas Credit Company, Inc.?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.