2026 data Public-data reference. official source

Atlas Credit Company, Inc.

140 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

140 consumer complaints filed with the CFPB

This profile shows Atlas Credit Company, Inc.'s complaint history from CFPB public records. 140 consumers have filed complaints since 2016. The company has a 98.6% timely response rate and has provided relief in 0% of cases.

140
Total Complaints
98.6%
Timely Response
2.9%
Disputed
0%
Relief Provided
13
States Active
2016
Since

Total complaints

140

Filed since 2016

Timely response

98.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Atlas Credit Company, Inc. complaint mix by product

Total complaints: 140

Atlas Credit Company, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 140 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 51 complaints (36.7%), resolution 0.0% Debt collection 36.7% Payday loan,: 32 complaints (23.0%), resolution 0.0% Payday loan, 23.0% Credit reporting: 25 complaints (18.0%), resolution 0.0% Credit reporting 18.0% Payday loan,: 16 complaints (11.5%), resolution 0.0% Payday loan, 11.5% Credit reporting,: 12 complaints (8.6%), resolution 0.0% Credit reporting, 8.6% Consumer Loan: 2 complaints (1.4%), resolution 0.0% Payday loan: 1 complaints (0.7%), resolution 0.0%
  • Debt collection 51 36.7% 0% relief
  • Payday loan, 32 23.0% 0% relief
  • Credit reporting 25 18.0% 0% relief
  • Payday loan, 16 11.5% 0% relief
  • Credit reporting, 12 8.6% 0% relief
  • Consumer Loan 2 1.4% 0% relief
  • Payday loan 1 0.7% 0% relief

How Atlas Credit Company, Inc.'s 140 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 51
Payday loan, title loan, or personal loan 32
Credit reporting or other personal consumer reports 25
Payday loan, title loan, personal loan, or advance loan 16
Credit reporting, credit repair services, or other personal consumer reports 12
Consumer Loan 2
Payday loan 1
Checking or savings account 1

Top States

State Complaints
TX 109
VA 15
OK 4
MD 2
TN 2
CO 1
MS 1
GA 1
NV 1
MO 1
PA 1
FL 1
SC 1

Top Issues

Issue Complaints
Struggling to pay your loan 24
Incorrect information on your report 22
Communication tactics 17
Attempts to collect debt not owed 10
Problem with a company's investigation into an existing problem 9
Problem when making payments 9
Took or threatened to take negative or legal action 9
Improper use of your report 7
Threatened to contact someone or share information improperly 6
Problem with a credit reporting company's investigation into an existing problem 5
False statements or representation 3
Getting the loan 2
Problem with additional add-on products or services 2
Cont'd attempts collect debt not owed 2
Improper contact or sharing of info 2
Managing the loan or lease 1
Charged fees or interest I didn't expect 1
Disclosure verification of debt 1
Opening an account 1
Shopping for a loan or lease 1

Yearly Trend

Year Complaints Timely
2016 7 85.7%
2017 11 100%
2018 8 100%
2019 14 100%
2020 10 100%
2021 10 100%
2022 13 100%
2023 17 94.1%
2024 15 100%
2025 33 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Atlas Credit Company, Inc.

Atlas Credit Company, Inc. has accumulated 140 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 75 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-02-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Atlas Credit Company, Inc. reports a 98.6% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Struggling to pay your loan".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Atlas Credit Company, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Atlas Credit Company, Inc. have?

Atlas Credit Company, Inc. has received 140 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Atlas Credit Company, Inc. respond to complaints on time?

Atlas Credit Company, Inc. has a 98.6% timely response rate to CFPB complaints.

What is the most common complaint about Atlas Credit Company, Inc.?

The most common issue reported against Atlas Credit Company, Inc. is "Struggling to pay your loan" in the "Debt collection" product category.

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