CFPB · Narrative-heavy record
Atlas Credit Company, Inc.
161 CFPB complaints · 56.5% with narratives · top issue Incorrect information on your report.
Atlas Credit Company, Inc.: 56.5% of 161 filings include consumer narratives. Timely 98.8% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2016 to 2026
CFPB relief outcome brief
CCDB company atlas-credit-company-inc
0% relief · 98.8% timely · 161 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Atlas Credit Company, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Atlas Credit Company, Inc.'s 161 filings include narrative text
56.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Atlas Credit Company, Inc. complaint mix by product
- Debt collection 61 38.1% – 0% relief
- Payday loan, 34 21.3% – 0% relief
- Credit reporting 31 19.4% – 0% relief
- Payday loan, 16 10.0% – 0% relief
- Credit reporting, 15 9.4% – 0% relief
- Consumer Loan 2 1.3% – 0% relief
- Checking or 1 0.6% – 0% relief
How Atlas Credit Company, Inc.'s 161 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 61 |
| Payday loan, title loan, or personal loan | 34 |
| Credit reporting or other personal consumer reports | 31 |
| Payday loan, title loan, personal loan, or advance loan | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 15 |
| Consumer Loan | 2 |
| Checking or savings account | 1 |
| Payday loan | 1 |
Concentrated filing states for Atlas Credit Company, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 77% of this company's filings
Atlas Credit Company, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 7
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| TX | 124 |
| VA | 16 |
| OK | 7 |
| MO | 2 |
| TN | 2 |
| MD | 2 |
| NV | 1 |
| NC | 1 |
| MS | 1 |
| FL | 1 |
| PA | 1 |
| CO | 1 |
| SC | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 26 |
| Struggling to pay your loan | 24 |
| Communication tactics | 22 |
| Attempts to collect debt not owed | 11 |
| Problem with a company's investigation into an existing problem | 10 |
| Problem when making payments | 10 |
| Took or threatened to take negative or legal action | 10 |
| Improper use of your report | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 7 |
| Threatened to contact someone or share information improperly | 6 |
| False statements or representation | 4 |
| Getting the loan | 2 |
| Problem with the payoff process at the end of the loan | 2 |
| Written notification about debt | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Improper contact or sharing of info | 2 |
| Problem with additional add-on products or services | 2 |
| Opening an account | 1 |
| Charged fees or interest you didn't expect | 1 |
| Problem with cash advance | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 7 | 85.7% |
| 2017 | 11 | 100% |
| 2018 | 8 | 100% |
| 2019 | 14 | 100% |
| 2020 | 12 | 100% |
| 2021 | 14 | 100% |
| 2022 | 15 | 100% |
| 2023 | 19 | 94.7% |
| 2024 | 18 | 100% |
| 2025 | 36 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Atlas Credit Company, Inc.'s narrative-rich complaint ledger
Atlas Credit Company, Inc.'s 161 logged complaints stay concentrated: only 14 states show a filing. 56.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-06.
Atlas Credit Company, Inc. answers 98.8% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Atlas Credit Company, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Atlas Credit Company, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 161.
- Auto Now Financial Services, Inc., Phoenix, AZ Branch Δ 0 complaints · 1.2% relief 161complaints
- Automobile Acceptance Corporation Δ 0 complaints · 6.2% relief 161complaints
- Reliable Credit Association, Inc. Δ 0 complaints · 4.3% relief 161complaints
- Dollar Mutual Bancorp Δ 1 complaints · 13.6% relief 162complaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Atlas Credit Company, Inc. (98.8% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record