CFPB · Diversified product mix
Prestige Financial Services Inc
831 CFPB complaints · diversified mix (top product 31.4%) · top issue Managing the loan or lease.
Prestige Financial Services Inc: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 31.4% of 831 - multi-bucket mix. Timely 98.9% · relief 6.1%. Allegations, not findings.
- Diversified product mix
- +458.3% filings 2013 to 2023
CFPB relief outcome brief
CCDB company prestige-financial-services-inc
6.1% relief · 98.9% timely · 831 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Nationwide Acceptance LLC (6.1% relief)
Prestige Financial Services Inc closes 6.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Prestige Financial Services Inc's 831 filings include narrative text
55.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Prestige Financial Services Inc complaint mix by product
- Credit reporting, 261 31.6% – 1% relief
- Vehicle loan 247 29.9% – 3% relief
- Consumer Loan 153 18.5% – 22% relief
- Debt collection 130 15.7% – 6% relief
- Credit reporting 30 3.6% – 0% relief
- Payday loan, 3 0.4% – 0% relief
- Credit reporting 3 0.4% – 0% relief
How Prestige Financial Services Inc's 831 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 261 |
| Vehicle loan or lease | 247 |
| Consumer Loan | 153 |
| Debt collection | 130 |
| Credit reporting or other personal consumer reports | 30 |
| Payday loan, title loan, or personal loan | 3 |
| Credit reporting | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Mortgage | 1 |
| Bank account or service | 1 |
| Checking or savings account | 1 |
Nationwide filing states for Prestige Financial Services Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 12.5% of this company's filings
Prestige Financial Services Inc rising annual filings
Annual filing volume from the CFPB public database
- 2023
- 134
- +458.3% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 104 |
| IL | 101 |
| GA | 69 |
| AZ | 57 |
| MD | 54 |
| VA | 50 |
| OH | 40 |
| CA | 40 |
| CO | 25 |
| AL | 23 |
| WA | 22 |
| UT | 21 |
| IN | 19 |
| MO | 17 |
| PA | 17 |
| MI | 16 |
| WI | 16 |
| FL | 15 |
| NC | 14 |
| KS | 13 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 156 |
| Incorrect information on your report | 139 |
| Improper use of your report | 120 |
| Struggling to pay your loan | 82 |
| Problems when you are unable to pay | 77 |
| Problem with a credit reporting company's investigation into an existing problem | 48 |
| Attempts to collect debt not owed | 40 |
| Communication tactics | 35 |
| Getting a loan or lease | 22 |
| Problems at the end of the loan or lease | 19 |
| Took or threatened to take negative or legal action | 18 |
| Taking out the loan or lease | 15 |
| False statements or representation | 15 |
| Improper contact or sharing of info | 6 |
| Problem with a company's investigation into an existing problem | 5 |
| Repossession | 4 |
| Cont'd attempts collect debt not owed | 4 |
| Threatened to contact someone or share information improperly | 4 |
| Written notification about debt | 4 |
| Credit monitoring or identity theft protection services | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 24 | 95.8% |
| 2014 | 40 | 100% |
| 2015 | 50 | 100% |
| 2016 | 53 | 100% |
| 2017 | 111 | 98.2% |
| 2018 | 90 | 100% |
| 2019 | 91 | 98.9% |
| 2020 | 72 | 97.2% |
| 2021 | 82 | 97.6% |
| 2022 | 84 | 98.8% |
| 2023 | 134 | 100% |
Source: CFPB Consumer Complaint Database
Prestige Financial Services Inc spreads across product buckets
Prestige Financial Services Inc's 831 logged complaints reach a nationwide footprint - 41 states have at least one filing. 55.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2023-12-08.
Prestige Financial Services Inc answers 98.9% of complaints inside the CFPB's tracked window and closes 93.9% with a written explanation. 6.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Prestige Financial Services Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Prestige Financial Services Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 831.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Prestige Financial Services Inc (98.9% timely; 6.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix