CFPB · Lower closed-with-relief share
Credit Systems International, Inc.
2.2K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
Credit Systems International, Inc. closes 0% with relief (lower third) on 2.2K filings. Timely 97.8% · top product Debt collection. Allegations, not findings.
- Volume rank #209 of 342
- Lower closed-with-relief share
- +3128.6% filings 2013 to 2026
CFPB relief outcome brief
CCDB company credit-systems-international-inc
0% relief · 97.8% timely · 2.2K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Systems International, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 2.2K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Systems International, Inc. complaint mix by product
- Debt collection 2K 82.3% – 0% relief
- Credit reporting 268 12.3% – 0% relief
- Credit reporting, 111 5.1% – 0% relief
- Credit reporting 3 0.1% – 0% relief
- Debt or 2 0.1% – 0% relief
- Bank account 1 0.0% – 0% relief
- Credit card 1 0.0% – 0% relief
How Credit Systems International, Inc.'s 2.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.8K |
| Credit reporting or other personal consumer reports | 268 |
| Credit reporting, credit repair services, or other personal consumer reports | 111 |
| Credit reporting | 3 |
| Debt or credit management | 2 |
| Bank account or service | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Credit Systems International, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 59.4% of this company's filings
Credit Systems International, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 452
- +3128.6% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 1.3K |
| GA | 311 |
| AL | 187 |
| FL | 61 |
| CA | 31 |
| NJ | 27 |
| MS | 25 |
| LA | 19 |
| AZ | 18 |
| NY | 16 |
| NC | 14 |
| OK | 12 |
| SC | 12 |
| IL | 11 |
| TN | 11 |
| CO | 11 |
| MD | 10 |
| PA | 10 |
| OH | 10 |
| WI | 9 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 750 |
| Written notification about debt | 357 |
| Took or threatened to take negative or legal action | 308 |
| Incorrect information on your report | 196 |
| False statements or representation | 161 |
| Cont'd attempts collect debt not owed | 93 |
| Improper use of your report | 87 |
| Disclosure verification of debt | 62 |
| Problem with a company's investigation into an existing problem | 57 |
| Communication tactics | 46 |
| Problem with a credit reporting company's investigation into an existing problem | 37 |
| Electronic communications | 9 |
| Threatened to contact someone or share information improperly | 8 |
| Improper contact or sharing of info | 3 |
| Incorrect information on credit report | 2 |
| Didn't provide services promised | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Unauthorized withdrawals or charges | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 14 | 100% |
| 2014 | 36 | 97.2% |
| 2015 | 43 | 97.7% |
| 2016 | 53 | 100% |
| 2017 | 65 | 100% |
| 2018 | 80 | 98.8% |
| 2019 | 70 | 100% |
| 2020 | 64 | 95.3% |
| 2021 | 157 | 98.1% |
| 2022 | 116 | 92.2% |
| 2023 | 108 | 87% |
| 2024 | 208 | 93.3% |
| 2025 | 718 | 99.9% |
| 2026 | 452 | 100% |
Source: CFPB Consumer Complaint Database
Credit Systems International, Inc. in the lower-relief third
Credit Systems International, Inc.'s 2,184 logged complaints reach a nationwide footprint - 44 states have at least one filing. Only 29.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-24. Closed-with-relief 0% sits in the lower third of the corpus.
Credit Systems International, Inc. closes 0% with monetary or non-monetary relief and answers 97.8% inside the CFPB window; 100% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Systems International, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Systems International, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.2K.
- Cit Bank, National Association Δ 1 complaints · 14.8% relief 2.2Kcomplaints
- United Shore Financial Services, LLC Δ 1 complaints · 1.9% relief 2.2Kcomplaints
- Waypoint Resource Group, LLC Δ 13 complaints · 0.2% relief 2.2Kcomplaints
- Lendmark Financial Services Δ 41 complaints · 0.1% relief 2.1Kcomplaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Systems International, Inc. (#209 of 342; 97.8% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share