CFPB · Lower closed-with-relief share
Credit Systems International, Inc.
2.2K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
Credit Systems International, Inc. closes 0% with relief (lower third) on 2.2K filings. Timely 97.8% · top product Debt collection. Allegations, not findings.
- Lower closed-with-relief share
- +3128.6% filings 2013 to 2026
CFPB relief outcome brief
CCDB company credit-systems-international-inc
0% relief · 97.8% timely · 2.2K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Systems International, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Credit Systems International, Inc. scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
96 / 100 percentile-benchmarked
97.8% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
How 2.2K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Systems International, Inc. complaint mix by product
- Debt collection 2K 82.3% – 0% relief
- Credit reporting 268 12.3% – 0% relief
- Credit reporting, 111 5.1% – 0% relief
- Credit reporting 3 0.1% – 0% relief
- Debt or 2 0.1% – 0% relief
- Bank account 1 0.0% – 0% relief
- Credit card 1 0.0% – 0% relief
How Credit Systems International, Inc.'s 2.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.8K |
| Credit reporting or other personal consumer reports | 268 |
| Credit reporting, credit repair services, or other personal consumer reports | 111 |
| Credit reporting | 3 |
| Debt or credit management | 2 |
| Bank account or service | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Credit Systems International, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 59.4% of this company's filings
Credit Systems International, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 452
- +3128.6% vs 2013
Volume vs. relief
Where Credit Systems International, Inc. sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, Credit Systems International, Inc. files more complaint volume than 39% of them, and closes complaints with relief more often than 0% of them, placing it in the quadrant for lower volume, below-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 2,184 · Closed with relief: 0.0%
Top States
| State | Complaints |
|---|---|
| TX | 1.3K |
| GA | 311 |
| AL | 187 |
| FL | 61 |
| CA | 31 |
| NJ | 27 |
| MS | 25 |
| LA | 19 |
| AZ | 18 |
| NY | 16 |
| NC | 14 |
| OK | 12 |
| SC | 12 |
| IL | 11 |
| TN | 11 |
| CO | 11 |
| MD | 10 |
| PA | 10 |
| OH | 10 |
| WI | 9 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 750 |
| Written notification about debt | 357 |
| Took or threatened to take negative or legal action | 308 |
| Incorrect information on your report | 196 |
| False statements or representation | 161 |
| Cont'd attempts collect debt not owed | 93 |
| Improper use of your report | 87 |
| Disclosure verification of debt | 62 |
| Problem with a company's investigation into an existing problem | 57 |
| Communication tactics | 46 |
| Problem with a credit reporting company's investigation into an existing problem | 37 |
| Electronic communications | 9 |
| Threatened to contact someone or share information improperly | 8 |
| Improper contact or sharing of info | 3 |
| Incorrect information on credit report | 2 |
| Didn't provide services promised | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Unauthorized withdrawals or charges | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 14 | 100% |
| 2014 | 36 | 97.2% |
| 2015 | 43 | 97.7% |
| 2016 | 53 | 100% |
| 2017 | 65 | 100% |
| 2018 | 80 | 98.8% |
| 2019 | 70 | 100% |
| 2020 | 64 | 95.3% |
| 2021 | 157 | 98.1% |
| 2022 | 116 | 92.2% |
| 2023 | 108 | 87% |
| 2024 | 208 | 93.3% |
| 2025 | 718 | 99.9% |
| 2026 | 452 | 100% |
Source: CFPB Consumer Complaint Database
Credit Systems International, Inc. in the lower-relief third
Credit Systems International, Inc.'s 2,184 logged complaints reach a nationwide footprint - 44 states have at least one filing. Only 29.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-24. Closed-with-relief 0% sits in the lower third of the corpus.
Credit Systems International, Inc. closes 0% with monetary or non-monetary relief and answers 97.8% inside the CFPB window; 100% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Systems International, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Systems International, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.2K.
- Cit Bank, National Association Δ 1 complaints · 14.8% relief 2.2Kcomplaints
- United Shore Financial Services, LLC Δ 1 complaints · 1.9% relief 2.2Kcomplaints
- Waypoint Resource Group, LLC Δ 13 complaints · 0.2% relief 2.2Kcomplaints
- Lendmark Financial Services Δ 41 complaints · 0.1% relief 2.1Kcomplaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Systems International, Inc. (#209 of 342; 97.8% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share