CFPB · Single-product concentration

Talbot, Adams, & Moore, Inc.

72 CFPB complaints · 81.9% in "Debt collection" · top issue Attempts to collect debt not owed.

72 CFPB complaints

Talbot, Adams, & Moore, Inc.: 81.9% of 72 CFPB complaints sit in "Debt collection". Timely 80.6% · relief 5.6%. Allegations, not findings.

  • Single-product concentration
  • +40% filings 2015 to 2026

CFPB relief outcome brief

CCDB company talbot-adams-moore-inc

5.6% relief · 80.6% timely · 72 filings · Debt collection

Nearest relief peer: Aqua Finance, Inc. (5.6% relief)

Talbot, Adams, & Moore, Inc.…5.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Talbot, Adams, & Moore, Inc. and nearest filing-volume peers

Talbot, Adams, & Moore, Inc. closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Talbot, Adams, & Moore, Inc.'s 72 filings include narrative text

54.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 80.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Talbot, Adams, & Moore, Inc. complaint mix by product

Total complaints: 72

Talbot, Adams, & Moore, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 72 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 59 complaints (81.9%), resolution 5.1% Debt collection 81.9% Credit reporting,: 12 complaints (16.7%), resolution 8.3% Credit reporting, 16.7% Payday loan,: 1 complaints (1.4%), resolution 0.0%
  • Debt collection 59 81.9% 5% relief
  • Credit reporting, 12 16.7% 8% relief
  • Payday loan, 1 1.4% 0% relief

How Talbot, Adams, & Moore, Inc.'s 72 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 59
Credit reporting, credit repair services, or other personal consumer reports 12
Payday loan, title loan, or personal loan 1

Concentrated filing states for Talbot, Adams, & Moore, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
66.7% of this company's filings
TX48FL7NC4OK4MD1CA1LA1MS1

Talbot, Adams, & Moore, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
7
+40% vs 2015
05101520 20152016201720182019202020212022202320252026 7

Top States

State Complaints
TX 48
FL 7
NC 4
OK 4
MD 1
CA 1
LA 1
MS 1
KS 1
AZ 1
GA 1
NY 1
HI 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 17
Cont'd attempts collect debt not owed 14
Took or threatened to take negative or legal action 9
Written notification about debt 8
Incorrect information on your report 7
Problem with a credit reporting company's investigation into an existing problem 5
False statements or representation 4
Communication tactics 3
Disclosure verification of debt 3
Improper contact or sharing of info 1
Problem with the payoff process at the end of the loan 1

Yearly Trend

Year Complaints Timely
2015 5 100%
2016 16 100%
2017 13 100%
2018 5 40%
2019 6 66.7%
2020 4 100%
2021 11 100%
2022 3 100%
2023 1 0%
2025 1 0%
2026 7 0%

Source: CFPB Consumer Complaint Database

Talbot, Adams, & Moore, Inc. filings cluster in one product

Talbot, Adams, & Moore, Inc.'s 72 logged complaints stay concentrated: only 13 states show a filing. 54.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-05-11.

Talbot, Adams, & Moore, Inc. answers 80.6% of complaints inside the CFPB's tracked window and closes 81.9% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Talbot, Adams, & Moore, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Talbot, Adams, & Moore, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Talbot, Adams, & Moore, Inc. (80.6% timely; 5.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration