CFPB · Single-product concentration

Apothaker & Associates, PC

68 CFPB complaints · 91.2% in "Debt collection" · top issue Took or threatened to take negative or legal action.

68 CFPB complaints

Apothaker & Associates, PC: 91.2% of 68 CFPB complaints sit in "Debt collection". Timely 94.1% · relief 1.5%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2013 to 2026

CFPB relief outcome brief

CCDB company apothaker-associates-pc

1.5% relief · 94.1% timely · 68 filings · Debt collection

Nearest relief peer: Wakefield & Associates, Inc. (1.5% relief)

Apothaker & Associates, PC (…1.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Apothaker & Associates, PC and nearest filing-volume peers

Apothaker & Associates, PC closes 1.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Apothaker & Associates, PC's 68 filings include narrative text

42.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 94.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Apothaker & Associates, PC complaint mix by product

Total complaints: 68

Apothaker & Associates, PC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 68 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 62 complaints (91.2%), resolution 1.6% Debt collection 91.2% Consumer Loan: 3 complaints (4.4%), resolution 0.0% Credit card: 1 complaints (1.5%), resolution 0.0% Vehicle loan: 1 complaints (1.5%), resolution 0.0% Credit reporting,: 1 complaints (1.5%), resolution 0.0%
  • Debt collection 62 91.2% 2% relief
  • Consumer Loan 3 4.4% 0% relief
  • Credit card 1 1.5% 0% relief
  • Vehicle loan 1 1.5% 0% relief
  • Credit reporting, 1 1.5% 0% relief

How Apothaker & Associates, PC's 68 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 62
Consumer Loan 3
Credit card or prepaid card 1
Vehicle loan or lease 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Apothaker & Associates, PC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NJ
48.5% of this company's filings
NJ33PA32NY1MI1PR1

Apothaker & Associates, PC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2013
051015 20132015201720192021202320252026 3

Top States

State Complaints
NJ 33
PA 32
NY 1
MI 1
PR 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 20
Attempts to collect debt not owed 15
False statements or representation 9
Written notification about debt 8
Disclosure verification of debt 4
Cont'd attempts collect debt not owed 4
Problems when you are unable to pay 3
Incorrect information on your report 1
Taking/threatening an illegal action 1
Communication tactics 1
Struggling to pay your loan 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 6 100%
2015 2 100%
2016 6 50%
2017 5 100%
2018 6 100%
2019 9 100%
2020 4 100%
2021 2 100%
2022 3 66.7%
2023 6 100%
2024 4 100%
2025 11 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Apothaker & Associates, PC filings cluster in one product

Apothaker & Associates, PC's 68 logged complaints stay concentrated: only 5 states show a filing. 42.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-23.

Apothaker & Associates, PC answers 94.1% of complaints inside the CFPB's tracked window and closes 92.6% with a written explanation. 1.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Apothaker & Associates, PC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Apothaker & Associates, PC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Apothaker & Associates, PC (94.1% timely; 1.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration