2026 data Public-data reference. official source

Sentry Credit, Inc.

408 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

408 consumer complaints filed with the CFPB

This profile shows Sentry Credit, Inc.'s complaint history from CFPB public records. 408 consumers have filed complaints since 2013. The company has a 96.3% timely response rate and has provided relief in 1.5% of cases.

408
Total Complaints
96.3%
Timely Response
1.2%
Disputed
1.5%
Relief Provided
37
States Active
2013
Since

Total complaints

408

Filed since 2013

Timely response

96.3%

CFPB-tracked response window

Relief rate

1.5%

Closed with monetary or non-monetary relief

Timely response rate 96.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.5%
Industry median

Share closed with monetary or non-monetary relief.

Sentry Credit, Inc. complaint mix by product

Total complaints: 408

Sentry Credit, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 408 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 330 complaints (81.5%), resolution 1.8% Debt collection 81.5% Credit reporting: 48 complaints (11.9%), resolution 0.0% Credit reporting 11.9% Credit reporting,: 23 complaints (5.7%), resolution 0.0% Credit card: 1 complaints (0.2%), resolution 0.0% Credit reporting: 1 complaints (0.2%), resolution 0.0% Student loan: 1 complaints (0.2%), resolution 0.0% Credit card: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 330 81.5% 2% relief
  • Credit reporting 48 11.9% 0% relief
  • Credit reporting, 23 5.7% 0% relief
  • Credit card 1 0.2% 0% relief
  • Credit reporting 1 0.2% 0% relief
  • Student loan 1 0.2% 0% relief
  • Credit card 1 0.2% 0% relief

How Sentry Credit, Inc.'s 408 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 330
Credit reporting or other personal consumer reports 48
Credit reporting, credit repair services, or other personal consumer reports 23
Credit card 1
Credit reporting 1
Student loan 1
Credit card or prepaid card 1
Debt or credit management 1
Other financial service 1
Vehicle loan or lease 1

Top States

State Complaints
TX 76
FL 61
GA 40
CA 36
WA 33
VA 19
IL 13
MD 12
NV 10
LA 10
PA 10
NJ 8
KS 7
NC 7
NY 7
CO 6
SC 6
TN 5
AZ 5
OR 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 142
Written notification about debt 59
False statements or representation 39
Incorrect information on your report 30
Improper use of your report 24
Cont'd attempts collect debt not owed 20
Took or threatened to take negative or legal action 17
Communication tactics 16
Problem with a company's investigation into an existing problem 13
Threatened to contact someone or share information improperly 11
Disclosure verification of debt 11
Improper contact or sharing of info 6
Electronic communications 6
Problem with a credit reporting company's investigation into an existing problem 5
Taking/threatening an illegal action 3
Other 1
Credit reporting company's investigation 1
Problems when you are unable to pay 1
Didn't provide services promised 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2013 8 100%
2014 13 92.3%
2015 11 63.6%
2016 8 100%
2017 25 92%
2018 11 100%
2019 8 87.5%
2020 11 100%
2021 29 75.9%
2022 33 100%
2023 44 100%
2024 108 100%
2025 99 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Sentry Credit, Inc.

Sentry Credit, Inc. has accumulated 408 consumer complaints in the CFPB public database, with filings active across 37 U.S. states. Of those submissions, 133 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-08-21, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Sentry Credit, Inc. reports a 96.3% timely-response rate and has closed 98.5% of cases with a written explanation to the consumer. 1.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Sentry Credit, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Sentry Credit, Inc. have?

Sentry Credit, Inc. has received 408 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Sentry Credit, Inc. respond to complaints on time?

Sentry Credit, Inc. has a 96.3% timely response rate to CFPB complaints.

What is the most common complaint about Sentry Credit, Inc.?

The most common issue reported against Sentry Credit, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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