CFPB · Single-product concentration
American Credit Resolution, Incorporated
38 CFPB complaints · 92.1% in "Debt collection" · top issue Communication tactics.
American Credit Resolution, Incorporated: 92.1% of 38 CFPB complaints sit in "Debt collection". Timely 89.5% · relief 5.3%. Allegations, not findings.
- Single-product concentration
- -33.3% filings 2014 to 2019
CFPB relief outcome brief
CCDB company american-credit-resolution-incorporated
5.3% relief · 89.5% timely · 38 filings · Debt collection
Same-product relief peers
Nearest relief peer: Mountain Land Collections, Inc. (5.3% relief)
American Credit Resolution, Incorporated closes 5.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of American Credit Resolution, Incorporated's 38 filings include narrative text
65.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
American Credit Resolution, Incorporated complaint mix by product
- Debt collection 35 92.1% – 6% relief
- Payday loan 2 5.3% – 0% relief
- Credit reporting, 1 2.6% – 0% relief
How American Credit Resolution, Incorporated's 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 35 |
| Payday loan | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where American Credit Resolution, Incorporated complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- OH
- 15.8% of this company's filings
American Credit Resolution, Incorporated falling annual filings
Annual filing volume from the CFPB public database
- 2019
- 2
- -33.3% vs 2014
Top States
| State | Complaints |
|---|---|
| OH | 6 |
| TX | 6 |
| NY | 5 |
| CA | 3 |
| GA | 2 |
| NJ | 2 |
| SC | 2 |
| LA | 2 |
| FL | 2 |
| MO | 1 |
| ID | 1 |
| KY | 1 |
| TN | 1 |
| PA | 1 |
| IA | 1 |
| MI | 1 |
| OR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 12 |
| Taking/threatening an illegal action | 7 |
| False statements or representation | 4 |
| Written notification about debt | 3 |
| Improper contact or sharing of info | 3 |
| Cont'd attempts collect debt not owed | 2 |
| Can't contact lender | 2 |
| Disclosure verification of debt | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 12 | 91.7% |
| 2016 | 9 | 88.9% |
| 2017 | 8 | 100% |
| 2018 | 4 | 50% |
| 2019 | 2 | 100% |
Source: CFPB Consumer Complaint Database
American Credit Resolution, Incorporated filings cluster in one product
American Credit Resolution, Incorporated's 38 logged complaints stay concentrated: only 17 states show a filing. 65.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2019-02-22.
American Credit Resolution, Incorporated answers 89.5% of complaints inside the CFPB's tracked window and closes 44.7% with a written explanation. 5.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Credit Resolution, Incorporated.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for American Credit Resolution, Incorporated: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 38.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 89.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for American Credit Resolution, Incorporated (89.5% timely; 5.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration