CFPB · Single-product concentration

Mountain Land Collections, Inc.

243 CFPB complaints · 85.2% in "Debt collection" · top issue Attempts to collect debt not owed.

243 CFPB complaints

Mountain Land Collections, Inc.: 85.2% of 243 CFPB complaints sit in "Debt collection". Timely 97.9% · relief 5.3%. Allegations, not findings.

  • Single-product concentration
  • +750% filings 2013 to 2026

CFPB relief outcome brief

CCDB company mountain-land-collections-inc

5.3% relief · 97.9% timely · 243 filings · Debt collection

Nearest relief peer: U.S. Auto Credit Corporation (5.3% relief)

Mountain Land Collections,Inc. (this)5.3%Auto Trakk, LLC1.2%Figure Technologies, Inc0.8%Central States Recovery, Inc.0%Collins Asset Group, LLC4.5%
Closed-with-relief % among Mountain Land Collections, Inc. and nearest filing-volume peers

Mountain Land Collections, Inc. closes 5.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Mountain Land Collections, Inc. scores strongest on timely response (96/100 percentile-benchmarked) and weakest on relief provided (25/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

62 /100 grade C

Relief provided

25 / 100 percentile-benchmarked

5.3% of complaints closed with relief to the consumer

Timely response

96 / 100 percentile-benchmarked

97.9% of complaints answered inside the CFPB 15-day window

Closed with explanation

89 / 100 percentile-benchmarked

94.2% of complaints closed with an explanation to the consumer

Most of Mountain Land Collections, Inc.'s 243 filings include narrative text

52.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mountain Land Collections, Inc. complaint mix by product

Total complaints: 243

Mountain Land Collections, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 243 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 207 complaints (85.2%), resolution 4.3% Debt collection 85.2% Credit reporting,: 21 complaints (8.6%), resolution 19.0% Credit reporting, 8.6% Credit reporting: 12 complaints (4.9%), resolution 0.0% Vehicle loan: 1 complaints (0.4%), resolution 0.0% Debt or: 1 complaints (0.4%), resolution 0.0% Credit reporting: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 207 85.2% – 4% relief
  • Credit reporting, 21 8.6% – 19% relief
  • Credit reporting 12 4.9% – 0% relief
  • Vehicle loan 1 0.4% – 0% relief
  • Debt or 1 0.4% – 0% relief
  • Credit reporting 1 0.4% – 0% relief

How Mountain Land Collections, Inc.'s 243 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 207
Credit reporting, credit repair services, or other personal consumer reports 21
Credit reporting or other personal consumer reports 12
Vehicle loan or lease 1
Debt or credit management 1
Credit reporting 1

Concentrated filing states for Mountain Land Collections, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
UT
84.8% of this company's filings
UT206ID4WY3CA3TX3IN2OK2NV2

Mountain Land Collections, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
34
+750% vs 2013
020406080 20132015201720192021202320252026 34

Top States

State Complaints
UT 206
ID 4
WY 3
CA 3
TX 3
IN 2
OK 2
NV 2
FL 2
AZ 2
ND 1
NY 1
OR 1
CO 1
IA 1
MT 1
KS 1
OH 1
MI 1
GA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 74
Written notification about debt 38
False statements or representation 29
Incorrect information on your report 28
Took or threatened to take negative or legal action 15
Communication tactics 15
Cont'd attempts collect debt not owed 14
Disclosure verification of debt 12
Improper contact or sharing of info 5
Threatened to contact someone or share information improperly 4
Improper use of your report 3
Electronic communications 1
Problem with a company's investigation into an existing problem 1
Repossession 1
Charged upfront or unexpected fees 1
Incorrect information on credit report 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 7 85.7%
2015 9 66.7%
2016 20 100%
2017 9 100%
2018 11 100%
2019 10 100%
2020 12 100%
2021 16 93.8%
2022 16 100%
2023 18 100%
2024 19 100%
2025 58 100%
2026 34 100%

Source: CFPB Consumer Complaint Database

Mountain Land Collections, Inc. filings cluster in one product

Mountain Land Collections, Inc.'s 243 logged complaints stay concentrated: only 23 states show a filing. 52.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-19.

Mountain Land Collections, Inc. answers 97.9% of complaints inside the CFPB's tracked window and closes 94.2% with a written explanation. 5.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mountain Land Collections, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mountain Land Collections, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mountain Land Collections, Inc. (97.9% timely; 5.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration