U.S. Auto Credit Corporation
227 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
U.S. Auto Credit Corporation complaint mix by product
- Debt collection 79 34.8% – 3% relief
- Vehicle loan 61 26.9% – 7% relief
- Credit reporting 51 22.5% – 0% relief
- Credit reporting, 26 11.5% – 12% relief
- Consumer Loan 8 3.5% – 38% relief
- Payday loan, 1 0.4% – 0% relief
- Bank account 1 0.4% – 0% relief
How U.S. Auto Credit Corporation's 227 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 79 |
| Vehicle loan or lease | 61 |
| Credit reporting or other personal consumer reports | 51 |
| Credit reporting, credit repair services, or other personal consumer reports | 26 |
| Consumer Loan | 8 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Bank account or service | 1 |
Top States
| State | Complaints |
|---|---|
| GA | 65 |
| FL | 34 |
| SC | 20 |
| VA | 18 |
| NC | 18 |
| TX | 17 |
| AL | 15 |
| TN | 10 |
| OH | 7 |
| KY | 6 |
| MD | 5 |
| OK | 3 |
| NJ | 2 |
| WV | 1 |
| CA | 1 |
| NY | 1 |
| AZ | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 57 |
| Attempts to collect debt not owed | 21 |
| Took or threatened to take negative or legal action | 21 |
| Managing the loan or lease | 20 |
| Problem with a company's investigation into an existing problem | 14 |
| Written notification about debt | 14 |
| False statements or representation | 12 |
| Repossession | 12 |
| Improper use of your report | 9 |
| Getting a loan or lease | 9 |
| Problems at the end of the loan or lease | 7 |
| Struggling to pay your loan | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Communication tactics | 5 |
| Problems when you are unable to pay | 4 |
| Improper contact or sharing of info | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Charged fees or interest you didn't expect | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Shopping for a loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 6 | 100% |
| 2016 | 6 | 100% |
| 2017 | 6 | 83.3% |
| 2018 | 3 | 100% |
| 2019 | 8 | 100% |
| 2020 | 9 | 100% |
| 2021 | 20 | 75% |
| 2022 | 17 | 76.5% |
| 2023 | 29 | 69% |
| 2024 | 34 | 100% |
| 2025 | 53 | 94.3% |
| 2026 | 35 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About U.S. Auto Credit Corporation
U.S. Auto Credit Corporation's 227 logged complaints stay concentrated: only 18 states show a filing on record. 44.5% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-24.
U.S. Auto Credit Corporation answers 90.3% of complaints inside the CFPB's tracked window and closes 93% with a written explanation. 5.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about U.S. Auto Credit Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does U.S. Auto Credit Corporation have?
227, per the CFPB's public complaint count for this company (see the full breakdown above).
Does U.S. Auto Credit Corporation respond to complaints on time?
90.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about U.S. Auto Credit Corporation?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.