CFPB · Diversified product mix
U.S. Auto Credit Corporation
227 CFPB complaints · diversified mix (top product 34.8%) · top issue Incorrect information on your report.
U.S. Auto Credit Corporation: top product "Debt collection" is only 34.8% of 227 - multi-bucket mix. Timely 90.3% · relief 5.3%. Allegations, not findings.
- Diversified product mix
- +3400% filings 2014 to 2026
CFPB relief outcome brief
CCDB company u-s-auto-credit-corporation
5.3% relief · 90.3% timely · 227 filings · Debt collection
Same-product relief peers
Nearest relief peer: Mountain Land Collections, Inc. (5.3% relief)
U.S. Auto Credit Corporation closes 5.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of U.S. Auto Credit Corporation's 227 filings include narrative text
44.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
U.S. Auto Credit Corporation complaint mix by product
- Debt collection 79 34.8% – 3% relief
- Vehicle loan 61 26.9% – 7% relief
- Credit reporting 51 22.5% – 0% relief
- Credit reporting, 26 11.5% – 12% relief
- Consumer Loan 8 3.5% – 38% relief
- Payday loan, 1 0.4% – 0% relief
- Bank account 1 0.4% – 0% relief
How U.S. Auto Credit Corporation's 227 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 79 |
| Vehicle loan or lease | 61 |
| Credit reporting or other personal consumer reports | 51 |
| Credit reporting, credit repair services, or other personal consumer reports | 26 |
| Consumer Loan | 8 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Bank account or service | 1 |
Where U.S. Auto Credit Corporation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 28.6% of this company's filings
U.S. Auto Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 35
- +3400% vs 2014
Top States
| State | Complaints |
|---|---|
| GA | 65 |
| FL | 34 |
| SC | 20 |
| VA | 18 |
| NC | 18 |
| TX | 17 |
| AL | 15 |
| TN | 10 |
| OH | 7 |
| KY | 6 |
| MD | 5 |
| OK | 3 |
| NJ | 2 |
| WV | 1 |
| CA | 1 |
| NY | 1 |
| AZ | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 57 |
| Attempts to collect debt not owed | 21 |
| Took or threatened to take negative or legal action | 21 |
| Managing the loan or lease | 20 |
| Problem with a company's investigation into an existing problem | 14 |
| Written notification about debt | 14 |
| False statements or representation | 12 |
| Repossession | 12 |
| Improper use of your report | 9 |
| Getting a loan or lease | 9 |
| Problems at the end of the loan or lease | 7 |
| Struggling to pay your loan | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Communication tactics | 5 |
| Problems when you are unable to pay | 4 |
| Improper contact or sharing of info | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Charged fees or interest you didn't expect | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Shopping for a loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 6 | 100% |
| 2016 | 6 | 100% |
| 2017 | 6 | 83.3% |
| 2018 | 3 | 100% |
| 2019 | 8 | 100% |
| 2020 | 9 | 100% |
| 2021 | 20 | 75% |
| 2022 | 17 | 76.5% |
| 2023 | 29 | 69% |
| 2024 | 34 | 100% |
| 2025 | 53 | 94.3% |
| 2026 | 35 | 100% |
Source: CFPB Consumer Complaint Database
U.S. Auto Credit Corporation spreads across product buckets
U.S. Auto Credit Corporation's 227 logged complaints stay concentrated: only 18 states show a filing. 44.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-24.
U.S. Auto Credit Corporation answers 90.3% of complaints inside the CFPB's tracked window and closes 93% with a written explanation. 5.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about U.S. Auto Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for U.S. Auto Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 227.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 90.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for U.S. Auto Credit Corporation (90.3% timely; 5.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix