CFPB · Single-product concentration
American Credit Bureau, Inc.
90 CFPB complaints · 87.8% in "Debt collection" · top issue Attempts to collect debt not owed.
American Credit Bureau, Inc.: 87.8% of 90 CFPB complaints sit in "Debt collection". Timely 97.8% · relief 1.1%. Allegations, not findings.
- Single-product concentration
- +16.7% filings 2014 to 2026
CFPB relief outcome brief
CCDB company american-credit-bureau-inc
1.1% relief · 97.8% timely · 90 filings · Debt collection
Same-product relief peers
Nearest relief peer: AmeriCollect (1.1% relief)
American Credit Bureau, Inc. closes 1.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of American Credit Bureau, Inc.'s 90 filings include narrative text
40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
American Credit Bureau, Inc. complaint mix by product
- Debt collection 79 87.8% – 1% relief
- Credit reporting, 6 6.7% – 0% relief
- Credit reporting 4 4.4% – 0% relief
- Credit reporting 1 1.1% – 0% relief
How American Credit Bureau, Inc.'s 90 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 79 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting | 1 |
Concentrated filing states for American Credit Bureau, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 44.4% of this company's filings
American Credit Bureau, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +16.7% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 40 |
| NC | 8 |
| TX | 7 |
| GA | 5 |
| NY | 5 |
| CA | 4 |
| PA | 3 |
| MD | 3 |
| AL | 3 |
| OH | 2 |
| KY | 1 |
| IL | 1 |
| NJ | 1 |
| NV | 1 |
| CO | 1 |
| CT | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 29 |
| Written notification about debt | 18 |
| Cont'd attempts collect debt not owed | 13 |
| False statements or representation | 9 |
| Incorrect information on your report | 7 |
| Took or threatened to take negative or legal action | 3 |
| Disclosure verification of debt | 3 |
| Improper use of your report | 2 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
| Incorrect information on credit report | 1 |
| Communication tactics | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 6 | 100% |
| 2015 | 4 | 50% |
| 2016 | 10 | 100% |
| 2017 | 9 | 100% |
| 2018 | 8 | 100% |
| 2019 | 7 | 100% |
| 2020 | 7 | 100% |
| 2021 | 5 | 100% |
| 2022 | 5 | 100% |
| 2023 | 6 | 100% |
| 2024 | 2 | 100% |
| 2025 | 14 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
American Credit Bureau, Inc. filings cluster in one product
American Credit Bureau, Inc.'s 90 logged complaints stay concentrated: only 17 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-02.
American Credit Bureau, Inc. answers 97.8% of complaints inside the CFPB's tracked window and closes 93.3% with a written explanation. 1.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Credit Bureau, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for American Credit Bureau, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 90.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for American Credit Bureau, Inc. (97.8% timely; 1.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration