CFPB · Single-product concentration
American Collection Systems, Inc. (OH)
17 CFPB complaints · 88.2% in "Debt collection" · top issue False statements or representation.
American Collection Systems, Inc. (OH): 88.2% of 17 CFPB complaints sit in "Debt collection". Timely 35.3% · relief 5.9%. Allegations, not findings.
- Single-product concentration
- -75% filings 2015 to 2026
CFPB relief outcome brief
CCDB company american-collection-systems-inc-oh
5.9% relief · 35.3% timely · 17 filings · Debt collection
Same-product relief peers
Nearest relief peer: Universal Account Servicing, LLC (5.9% relief)
American Collection Systems, Inc. (OH) closes 5.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of American Collection Systems, Inc. (OH)'s 17 filings include narrative text
47.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
American Collection Systems, Inc. (OH) complaint mix by product
- Debt collection 15 88.2% – 7% relief
- Credit card 1 5.9% – 0% relief
- Vehicle loan 1 5.9% – 0% relief
How American Collection Systems, Inc. (OH)'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 15 |
| Credit card or prepaid card | 1 |
| Vehicle loan or lease | 1 |
Where American Collection Systems, Inc. (OH) complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- OH
- 23.5% of this company's filings
American Collection Systems, Inc. (OH) falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -75% vs 2015
Top States
| State | Complaints |
|---|---|
| OH | 4 |
| FL | 2 |
| DC | 2 |
| CA | 1 |
| DE | 1 |
| IL | 1 |
| NY | 1 |
| MN | 1 |
| NC | 1 |
| RI | 1 |
| IN | 1 |
| MS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 4 |
| Attempts to collect debt not owed | 3 |
| Communication tactics | 3 |
| Disclosure verification of debt | 2 |
| Problem with a purchase shown on your statement | 1 |
| Repossession | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 4 | 0% |
| 2016 | 1 | 0% |
| 2017 | 3 | 0% |
| 2019 | 1 | 0% |
| 2021 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 3 | 66.7% |
| 2025 | 1 | 0% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
American Collection Systems, Inc. (OH) filings cluster in one product
American Collection Systems, Inc. (OH)'s 17 logged complaints stay concentrated: only 12 states show a filing. 47.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-02-06.
American Collection Systems, Inc. (OH) answers 35.3% of complaints inside the CFPB's tracked window and closes 88.2% with a written explanation. 5.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Collection Systems, Inc. (OH).
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for American Collection Systems, Inc. (OH): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 17.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 35.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for American Collection Systems, Inc. (OH) (35.3% timely; 5.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration