CFPB · Mid-pack CFPB posture
Alcar Inc.
55 CFPB complaints · 23 states · top issue Incorrect information on your report.
Alcar Inc. has 55 consumer complaints in the CFPB public database. Timely response is 94.5%; 0% closed with relief; top product Payday loan, title loan, personal loan, or advance loan. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +2900% filings 2024 to 2026
CFPB relief outcome brief
CCDB company alcar-inc
0% relief · 94.5% timely · 55 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: CCF Intermediate Holdings LLC (0% relief)
Alcar Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 55 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Alcar Inc. complaint mix by product
- Payday loan, 24 43.6% – 0% relief
- Credit reporting 16 29.1% – 0% relief
- Debt collection 11 20.0% – 0% relief
- Checking or 3 5.5% – 0% relief
- Student loan 1 1.8% – 0% relief
How Alcar Inc.'s 55 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 24 |
| Credit reporting or other personal consumer reports | 16 |
| Debt collection | 11 |
| Checking or savings account | 3 |
| Student loan | 1 |
Where Alcar Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 14.5% of this company's filings
Alcar Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 30
- +2900% vs 2024
Top States
| State | Complaints |
|---|---|
| TX | 8 |
| VA | 6 |
| IL | 5 |
| CA | 4 |
| NC | 4 |
| SC | 3 |
| NJ | 3 |
| CT | 2 |
| DE | 2 |
| OH | 2 |
| NH | 2 |
| NY | 2 |
| FL | 2 |
| MN | 1 |
| AR | 1 |
| KS | 1 |
| SD | 1 |
| GA | 1 |
| AZ | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 12 |
| Getting the loan | 9 |
| Charged fees or interest you didn't expect | 4 |
| False statements or representation | 4 |
| Struggling to pay your loan | 3 |
| Problem when making payments | 3 |
| Took or threatened to take negative or legal action | 2 |
| Problem with the payoff process at the end of the loan | 2 |
| Opening an account | 2 |
| Improper use of your report | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Attempts to collect debt not owed | 2 |
| Getting a line of credit | 1 |
| Problem with additional add-on products or services | 1 |
| Was approved for a loan, but didn't receive the money | 1 |
| Communication tactics | 1 |
| Electronic communications | 1 |
| Dealing with your lender or servicer | 1 |
| Managing an account | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 1 | 100% |
| 2025 | 24 | 91.7% |
| 2026 | 30 | 96.7% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Alcar Inc.
Alcar Inc.'s 55 logged complaints stay concentrated: only 23 states show a filing. Only 30.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-06-23.
Alcar Inc. answers 94.5% of complaints inside the CFPB's tracked window and closes 98.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Alcar Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Alcar Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 55.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Alcar Inc. (94.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture