CFPB · Single-product concentration
Advantage Financial Service LLC (Idaho)
61 CFPB complaints · 83.6% in "Debt collection" · top issue Attempts to collect debt not owed.
Advantage Financial Service LLC (Idaho): 83.6% of 61 CFPB complaints sit in "Debt collection". Timely 95.1% · relief 1.6%. Allegations, not findings.
- Single-product concentration
- +500% filings 2014 to 2026
CFPB relief outcome brief
CCDB company advantage-financial-service-llc-idaho
1.6% relief · 95.1% timely · 61 filings · Debt collection
Same-product relief peers
Nearest relief peer: Colony Brands, Inc. (1.6% relief)
Advantage Financial Service LLC (Idaho) closes 1.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Advantage Financial Service LLC (Idaho)'s 61 filings include narrative text
54.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Advantage Financial Service LLC (Idaho) complaint mix by product
- Debt collection 51 83.6% – 2% relief
- Credit reporting, 7 11.5% – 0% relief
- Credit reporting 2 3.3% – 0% relief
- Student loan 1 1.6% – 0% relief
How Advantage Financial Service LLC (Idaho)'s 61 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 51 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Credit reporting or other personal consumer reports | 2 |
| Student loan | 1 |
Concentrated filing states for Advantage Financial Service LLC (Idaho)
Top states by attributed CFPB complaint volume for this company
- Leading state
- ID
- 77% of this company's filings
Advantage Financial Service LLC (Idaho) rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2014
Top States
| State | Complaints |
|---|---|
| ID | 47 |
| FL | 2 |
| CO | 2 |
| AZ | 2 |
| WA | 2 |
| AP | 1 |
| OR | 1 |
| SC | 1 |
| MT | 1 |
| UT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 22 |
| Written notification about debt | 7 |
| False statements or representation | 7 |
| Took or threatened to take negative or legal action | 6 |
| Incorrect information on your report | 6 |
| Communication tactics | 6 |
| Improper contact or sharing of info | 2 |
| Struggling to repay your loan | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 1 | 100% |
| 2016 | 4 | 75% |
| 2017 | 7 | 71.4% |
| 2018 | 1 | 100% |
| 2019 | 7 | 100% |
| 2020 | 6 | 100% |
| 2021 | 6 | 100% |
| 2022 | 2 | 100% |
| 2023 | 5 | 100% |
| 2024 | 7 | 100% |
| 2025 | 8 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
Advantage Financial Service LLC (Idaho) filings cluster in one product
Advantage Financial Service LLC (Idaho)'s 61 logged complaints stay concentrated: only 10 states show a filing. 54.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-09.
Advantage Financial Service LLC (Idaho) answers 95.1% of complaints inside the CFPB's tracked window and closes 96.7% with a written explanation. 1.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Advantage Financial Service LLC (Idaho).
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Advantage Financial Service LLC (Idaho): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 61.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Advantage Financial Service LLC (Idaho) (95.1% timely; 1.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration