CFPB · Single-product concentration

Investment Retrievers, Inc.

223 CFPB complaints · 78% in "Debt collection" · top issue Attempts to collect debt not owed.

223 CFPB complaints

Investment Retrievers, Inc.: 78% of 223 CFPB complaints sit in "Debt collection". Timely 95.1% · relief 0.4%. Allegations, not findings.

  • Single-product concentration
  • +1000% filings 2013 to 2026

CFPB relief outcome brief

CCDB company investment-retrievers-inc

0.4% relief · 95.1% timely · 223 filings · Debt collection

Nearest relief peer: LJ Ross Associates (0.4% relief)

Investment Retrievers, Inc.(this)0.4%Ceannate0%Credit Bureau of Napa County,Inc.0.9%Go Capital Holdings, LLC0%Receivable Solutions, Inc.0.4%
Closed-with-relief % among Investment Retrievers, Inc. and nearest filing-volume peers

Investment Retrievers, Inc. closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Investment Retrievers, Inc. scores strongest on closed with explanation (98/100 percentile-benchmarked) and weakest on relief provided (2/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

53 /100 grade D

Relief provided

2 / 100 percentile-benchmarked

0.4% of complaints closed with relief to the consumer

Timely response

91 / 100 percentile-benchmarked

95.1% of complaints answered inside the CFPB 15-day window

Closed with explanation

98 / 100 percentile-benchmarked

99.1% of complaints closed with an explanation to the consumer

How 223 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 95.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Investment Retrievers, Inc. complaint mix by product

Total complaints: 223

Investment Retrievers, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 223 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 174 complaints (78.4%), resolution 0.6% Debt collection 78.4% Credit reporting: 25 complaints (11.3%), resolution 0.0% Credit reporting 11.3% Credit reporting,: 17 complaints (7.7%), resolution 0.0% Credit reporting, 7.7% Credit card: 3 complaints (1.4%), resolution 0.0% Vehicle loan: 1 complaints (0.5%), resolution 0.0% Consumer Loan: 1 complaints (0.5%), resolution 0.0% Student loan: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 174 78.4% – 1% relief
  • Credit reporting 25 11.3% – 0% relief
  • Credit reporting, 17 7.7% – 0% relief
  • Credit card 3 1.4% – 0% relief
  • Vehicle loan 1 0.5% – 0% relief
  • Consumer Loan 1 0.5% – 0% relief
  • Student loan 1 0.5% – 0% relief

How Investment Retrievers, Inc.'s 223 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 174
Credit reporting or other personal consumer reports 25
Credit reporting, credit repair services, or other personal consumer reports 17
Credit card 3
Vehicle loan or lease 1
Consumer Loan 1
Student loan 1
Money transfer, virtual currency, or money service 1

Where Investment Retrievers, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
36.8% of this company's filings
CA82TX64FL20LA8GA7NV7IL6MD4

Investment Retrievers, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
22
+1000% vs 2013
01020304050 20132015201720192021202320252026 22

Top States

State Complaints
CA 82
TX 64
FL 20
LA 8
GA 7
NV 7
IL 6
MD 4
NJ 3
SC 3
VA 3
NY 3
AL 3
CO 2
WA 1
IA 1
PA 1
DC 1
OK 1
WI 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 45
Took or threatened to take negative or legal action 39
False statements or representation 22
Incorrect information on your report 18
Written notification about debt 18
Improper use of your report 15
Cont'd attempts collect debt not owed 14
Communication tactics 12
Disclosure verification of debt 9
Threatened to contact someone or share information improperly 5
Improper contact or sharing of info 5
Problem with a credit reporting company's investigation into an existing problem 5
Problem with a company's investigation into an existing problem 4
Taking/threatening an illegal action 4
Delinquent account 2
Repossession 1
Electronic communications 1
Problems when you are unable to pay 1
Getting a loan 1
Identity theft / Fraud / Embezzlement 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 8 87.5%
2015 18 100%
2016 12 91.7%
2017 15 100%
2018 22 100%
2019 4 100%
2020 4 100%
2021 17 88.2%
2022 19 89.5%
2023 19 89.5%
2024 19 89.5%
2025 42 100%
2026 22 95.5%

Source: CFPB Consumer Complaint Database

Investment Retrievers, Inc. filings cluster in one product

Investment Retrievers, Inc.'s 223 logged complaints stay concentrated: only 21 states show a filing. Only 35.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-24.

Investment Retrievers, Inc. answers 95.1% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Investment Retrievers, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Investment Retrievers, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Investment Retrievers, Inc. (95.1% timely; 0.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration