CFPB · Single-product concentration

Acre Mortgage

17 CFPB complaints · 94.1% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

17 CFPB complaints

Acre Mortgage: 94.1% of 17 CFPB complaints sit in "Mortgage". Timely 70.6% · relief 11.8%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2012 to 2024

CFPB relief outcome brief

CCDB company acre-mortgage

11.8% relief · 70.6% timely · 17 filings · Mortgage

Nearest relief peer: Gmfs, LLC (11.8% relief)

Acre Mortgage (this)11.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Acre Mortgage and nearest filing-volume peers

Acre Mortgage closes 11.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Acre Mortgage's 17 filings include narrative text

52.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 70.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Acre Mortgage complaint mix by product

Total complaints: 17

Acre Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 16 complaints (94.1%), resolution 12.5% Mortgage 94.1% Credit reporting: 1 complaints (5.9%), resolution 0.0%
  • Mortgage 16 94.1% 13% relief
  • Credit reporting 1 5.9% 0% relief

How Acre Mortgage's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 16
Credit reporting or other personal consumer reports 1

Where Acre Mortgage complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
35.3% of this company's filings
PA6NJ5FL2DE1TX1VA1

Acre Mortgage falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2024
1
-50% vs 2012
012345 20122013201520162017201820192020202120232024 1

Top States

State Complaints
PA 6
NJ 5
FL 2
DE 1
TX 1
VA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 6
Closing on a mortgage 4
Application, originator, mortgage broker 2
Settlement process and costs 2
Improper use of your report 1
Credit decision / Underwriting 1
Loan servicing, payments, escrow account 1

Yearly Trend

Year Complaints Timely
2012 2 0%
2013 1 0%
2015 2 50%
2016 1 0%
2017 1 100%
2018 1 100%
2019 1 100%
2020 4 100%
2021 2 100%
2023 1 100%
2024 1 100%

Source: CFPB Consumer Complaint Database

Acre Mortgage filings cluster in one product

Acre Mortgage's 17 logged complaints stay concentrated: only 6 states show a filing. 52.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2024-05-09.

Acre Mortgage answers 70.6% of complaints inside the CFPB's tracked window and closes 88.2% with a written explanation. 11.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Acre Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Acre Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Acre Mortgage (70.6% timely; 11.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration