CFPB · Single-product concentration

Arm Wny LLC

134 CFPB complaints · 96.3% in "Debt collection" · top issue Communication tactics.

134 CFPB complaints

Arm Wny LLC: 96.3% of 134 CFPB complaints sit in "Debt collection". Timely 70.1% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2013 to 2023

CFPB relief outcome brief

CCDB company arm-wny-llc

0% relief · 70.1% timely · 134 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Arm Wny LLC (this)0%Granite State Management & R…6%Hatfield, Inc.6.7%Paramount Capital Group, Inc.6.7%The Savings Group, Inc.2.2%
Closed-with-relief % among Arm Wny LLC and nearest filing-volume peers

Arm Wny LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Coded fields dominate Arm Wny LLC's 134 filings

Only 0.7% include narrative text, so product/issue codes carry most of what can be read here. The two counts still add to total filings.

Subscribe (RSS)
Timely response rate 70.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Arm Wny LLC complaint mix by product

Total complaints: 134

Arm Wny LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 134 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 129 complaints (96.3%), resolution 0.0% Debt collection 96.3% Payday loan: 3 complaints (2.2%), resolution 0.0% Credit reporting: 1 complaints (0.7%), resolution 0.0% Bank account: 1 complaints (0.7%), resolution 0.0%
  • Debt collection 129 96.3% 0% relief
  • Payday loan 3 2.2% 0% relief
  • Credit reporting 1 0.7% 0% relief
  • Bank account 1 0.7% 0% relief

How Arm Wny LLC's 134 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 129
Payday loan 3
Credit reporting or other personal consumer reports 1
Bank account or service 1

Where Arm Wny LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
14.9% of this company's filings
CA20TX18FL15IL8MI7PA6AL6LA5

Arm Wny LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2023
1
-50% vs 2013
050100150 20132014201520202023 1

Top States

State Complaints
CA 20
TX 18
FL 15
IL 8
MI 7
PA 6
AL 6
LA 5
SC 5
TN 4
GA 3
NM 3
MO 3
OK 3
NJ 2
DE 2
OR 2
OH 2
IA 2
WI 2

Top Issues

Issue Complaints
Communication tactics 41
Cont'd attempts collect debt not owed 35
Taking/threatening an illegal action 30
Improper contact or sharing of info 11
Disclosure verification of debt 8
False statements or representation 3
Can't contact lender 2
Improper use of your report 1
Charged fees or interest I didn't expect 1
Account opening, closing, or management 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2013 2 0%
2014 128 73.4%
2015 2 0%
2020 1 0%
2023 1 0%

Source: CFPB Consumer Complaint Database

Arm Wny LLC filings cluster in one product

Arm Wny LLC's 134 logged complaints stay concentrated: only 35 states show a filing. Only 0.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2023-12-20.

Arm Wny LLC answers 70.1% of complaints inside the CFPB's tracked window and closes 91.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Arm Wny LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Arm Wny LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Arm Wny LLC (70.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration