CFPB · Single-product concentration

Accounts Advocate Agency

19 CFPB complaints · 73.7% in "Debt collection" · top issue Attempts to collect debt not owed.

19 CFPB complaints

Accounts Advocate Agency: 73.7% of 19 CFPB complaints sit in "Debt collection". Timely 78.9% · relief 10.5%. Allegations, not findings.

  • Single-product concentration
  • +400% filings 2018 to 2026

CFPB relief outcome brief

CCDB company accounts-advocate-agency

10.5% relief · 78.9% timely · 19 filings · Debt collection

Nearest relief peer: Pinnacle Recovery, Inc. (10.4% relief)

Accounts Advocate Agency (th…10.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Accounts Advocate Agency and nearest filing-volume peers

Accounts Advocate Agency closes 10.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 19 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 78.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Accounts Advocate Agency complaint mix by product

Total complaints: 19

Accounts Advocate Agency complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 14 complaints (73.7%), resolution 7.1% Debt collection 73.7% Credit reporting: 3 complaints (15.8%), resolution 0.0% Credit reporting 15.8% Credit reporting,: 2 complaints (10.5%), resolution 50.0% Credit reporting, 10.5%
  • Debt collection 14 73.7% 7% relief
  • Credit reporting 3 15.8% 0% relief
  • Credit reporting, 2 10.5% 50% relief

How Accounts Advocate Agency's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 14
Credit reporting or other personal consumer reports 3
Credit reporting, credit repair services, or other personal consumer reports 2

Concentrated filing states for Accounts Advocate Agency

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
84.2% of this company's filings
PA16NJ1NV1

Accounts Advocate Agency rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+400% vs 2018
0123456 20182019202020212022202420252026 5

Top States

State Complaints
PA 16
NJ 1
NV 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 6
Incorrect information on your report 4
Took or threatened to take negative or legal action 3
Communication tactics 2
Written notification about debt 2
Improper use of your report 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2018 1 0%
2019 1 100%
2020 4 75%
2021 1 0%
2022 2 100%
2024 3 66.7%
2025 2 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

Accounts Advocate Agency filings cluster in one product

Accounts Advocate Agency's 19 logged complaints stay concentrated: only 3 states show a filing. Only 26.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2026-06-08.

Accounts Advocate Agency answers 78.9% of complaints inside the CFPB's tracked window and closes 89.5% with a written explanation. 10.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Accounts Advocate Agency.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Accounts Advocate Agency: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Accounts Advocate Agency (78.9% timely; 10.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration