2026 data Public-data reference. official source

PINNACLE RECOVERY, INC.

183 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

183 consumer complaints filed with the CFPB

This profile shows PINNACLE RECOVERY, INC.'s complaint history from CFPB public records. 183 consumers have filed complaints since 2013. The company has a 97.8% timely response rate and has provided relief in 9.3% of cases.

183
Total Complaints
97.8%
Timely Response
8.7%
Disputed
9.3%
Relief Provided
37
States Active
2013
Since

Total complaints

183

Filed since 2013

Timely response

97.8%

CFPB-tracked response window

Relief rate

9.3%

Closed with monetary or non-monetary relief

Timely response rate 97.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.3%
Industry median

Share closed with monetary or non-monetary relief.

PINNACLE RECOVERY, INC. complaint mix by product

Total complaints: 183

PINNACLE RECOVERY, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 183 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 170 complaints (92.9%), resolution 10.0% Debt collection 92.9% Credit reporting: 7 complaints (3.8%), resolution 0.0% Credit reporting,: 3 complaints (1.6%), resolution 0.0% Credit card: 2 complaints (1.1%), resolution 0.0% Mortgage: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 170 92.9% 10% relief
  • Credit reporting 7 3.8% 0% relief
  • Credit reporting, 3 1.6% 0% relief
  • Credit card 2 1.1% 0% relief
  • Mortgage 1 0.5% 0% relief

How PINNACLE RECOVERY, INC.'s 183 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 170
Credit reporting or other personal consumer reports 7
Credit reporting, credit repair services, or other personal consumer reports 3
Credit card 2
Mortgage 1

Top States

State Complaints
CA 27
FL 18
NY 14
GA 14
NC 12
NJ 11
VA 10
MA 6
PA 6
WA 5
AL 5
MD 4
IL 4
TX 4
TN 3
IN 3
ME 3
OH 3
MO 3
DE 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 47
Cont'd attempts collect debt not owed 38
Communication tactics 28
False statements or representation 24
Written notification about debt 12
Disclosure verification of debt 8
Incorrect information on your report 7
Took or threatened to take negative or legal action 6
Taking/threatening an illegal action 4
Improper use of your report 3
Improper contact or sharing of info 3
Credit card protection / Debt protection 1
Trouble during payment process 1
Getting a credit card 1

Yearly Trend

Year Complaints Timely
2013 7 100%
2014 27 88.9%
2015 26 100%
2016 21 100%
2017 15 100%
2018 9 100%
2019 6 100%
2020 7 100%
2021 3 100%
2022 1 100%
2023 9 100%
2024 17 94.1%
2025 25 100%
2026 10 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About PINNACLE RECOVERY, INC.

PINNACLE RECOVERY, INC. has accumulated 183 consumer complaints in the CFPB public database, with filings active across 37 U.S. states. Of those submissions, 55 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, PINNACLE RECOVERY, INC. reports a 97.8% timely-response rate and has closed 90.2% of cases with a written explanation to the consumer. 9.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating PINNACLE RECOVERY, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does PINNACLE RECOVERY, INC. have?

PINNACLE RECOVERY, INC. has received 183 consumer complaints filed with the Consumer Financial Protection Bureau.

Does PINNACLE RECOVERY, INC. respond to complaints on time?

PINNACLE RECOVERY, INC. has a 97.8% timely response rate to CFPB complaints.

What is the most common complaint about PINNACLE RECOVERY, INC.?

The most common issue reported against PINNACLE RECOVERY, INC. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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