CFPB · Diversified product mix
A-L Financial Corp
50 CFPB complaints · diversified mix (top product 30%) · top issue Improper use of your report.
A-L Financial Corp: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 30% of 50 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.
- Diversified product mix
- -70% filings 2021 to 2026
CFPB relief outcome brief
CCDB company a-l-financial-corp
0% relief · 100% timely · 50 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
A-L Financial Corp closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of A-L Financial Corp's 50 filings include narrative text
58% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
A-L Financial Corp complaint mix by product
- Credit reporting, 15 30.0% – 0% relief
- Debt collection 13 26.0% – 0% relief
- Vehicle loan 11 22.0% – 0% relief
- Credit reporting 10 20.0% – 0% relief
- Payday loan, 1 2.0% – 0% relief
How A-L Financial Corp's 50 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 15 |
| Debt collection | 13 |
| Vehicle loan or lease | 11 |
| Credit reporting or other personal consumer reports | 10 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for A-L Financial Corp
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 80% of this company's filings
A-L Financial Corp falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -70% vs 2021
Top States
| State | Complaints |
|---|---|
| CA | 40 |
| AZ | 4 |
| FL | 2 |
| AR | 2 |
| TX | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 10 |
| Incorrect information on your report | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Attempts to collect debt not owed | 5 |
| Written notification about debt | 4 |
| Repossession | 3 |
| False statements or representation | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Took or threatened to take negative or legal action | 2 |
| Managing the loan or lease | 2 |
| Struggling to pay your loan | 2 |
| Unable to get your credit report or credit score | 1 |
| Getting a loan or lease | 1 |
| Vehicle was repossessed or sold the vehicle | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 10 | 100% |
| 2022 | 17 | 100% |
| 2023 | 7 | 100% |
| 2024 | 4 | 100% |
| 2025 | 9 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
A-L Financial Corp spreads across product buckets
A-L Financial Corp's 50 logged complaints stay concentrated: only 6 states show a filing. 58% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-05-28.
A-L Financial Corp answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about A-L Financial Corp.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for A-L Financial Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 50.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for A-L Financial Corp (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix