Problem with an overdraft
9 consumer complaints across 8 companies
This page tracks consumer complaints about "Problem with an overdraft" filed with the CFPB. 9 complaints mention this issue across 8 companies. The most affected product category is "Credit card or prepaid card".
Companies with Most Complaints for This Issue
| # | Company | Complaints |
|---|---|---|
| 1 | Netspend Corporation | 2 |
| 2 | First Data Corporation | 1 |
| 3 | Bank of America, National Association | 1 |
| 4 | Automatic Data Processing, Inc. | 1 |
| 5 | JPMorgan Chase & Co. | 1 |
| 6 | Adp, LLC | 1 |
| 7 | Chime Financial Inc | 1 |
| 8 | Fifth Third Financial Corporation | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the Data Says About "Problem with an overdraft" Complaints
The CFPB public record contains 9 consumer complaints tagged with the issue "Problem with an overdraft", distributed across 8 distinct companies that have been named as the respondent on at least one filing. With only 8 companies named, this pattern reads as concentrated rather than systemic, a small group of respondents accounts for the filings, so company-specific practices are the more likely driver than a category-wide structural issue.
The most common product category where "Problem with an overdraft" is raised is "Credit card or prepaid card". See our methodology for how CFPB complaint routing and product-issue pairings work.
How to read complaint data responsibly
The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "Problem with an overdraft" reflects consumer perception, not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "Problem with an overdraft", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional, this page is informational only.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.