Zwicker & Associates
1.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Zwicker & Associates complaint mix by product
- Debt collection 920 91.0% – 7% relief
- Credit reporting 35 3.5% – 0% relief
- Credit reporting, 20 2.0% – 0% relief
- Credit card 14 1.4% – 7% relief
- Student loan 9 0.9% – 56% relief
- Credit card 8 0.8% – 13% relief
- Debt or 5 0.5% – 0% relief
How Zwicker & Associates's 1.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 920 |
| Credit reporting or other personal consumer reports | 35 |
| Credit reporting, credit repair services, or other personal consumer reports | 20 |
| Credit card | 14 |
| Student loan | 9 |
| Credit card or prepaid card | 8 |
| Debt or credit management | 5 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Payday loan, title loan, or personal loan | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 118 |
| TX | 111 |
| GA | 79 |
| CA | 78 |
| NC | 60 |
| NY | 58 |
| VA | 52 |
| NJ | 49 |
| MA | 48 |
| OH | 42 |
| MD | 41 |
| IL | 29 |
| MI | 24 |
| PA | 23 |
| TN | 18 |
| WA | 17 |
| IN | 16 |
| SC | 15 |
| CT | 14 |
| AZ | 13 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 214 |
| Took or threatened to take negative or legal action | 180 |
| False statements or representation | 136 |
| Written notification about debt | 134 |
| Communication tactics | 110 |
| Cont'd attempts collect debt not owed | 39 |
| Taking/threatening an illegal action | 33 |
| Incorrect information on your report | 32 |
| Disclosure verification of debt | 32 |
| Threatened to contact someone or share information improperly | 18 |
| Improper contact or sharing of info | 14 |
| Improper use of your report | 10 |
| Electronic communications | 10 |
| Problem with a company's investigation into an existing problem | 9 |
| Problem when making payments | 7 |
| Struggling to pay your bill | 6 |
| Dealing with my lender or servicer | 5 |
| Problem with a purchase shown on your statement | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Didn't provide services promised | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 24 | 100% |
| 2014 | 55 | 100% |
| 2015 | 59 | 100% |
| 2016 | 33 | 100% |
| 2017 | 42 | 100% |
| 2018 | 40 | 100% |
| 2019 | 47 | 100% |
| 2020 | 30 | 100% |
| 2021 | 66 | 100% |
| 2022 | 60 | 100% |
| 2023 | 93 | 100% |
| 2024 | 133 | 100% |
| 2025 | 230 | 100% |
| 2026 | 105 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Zwicker & Associates
Zwicker & Associates's 1,017 logged complaints reach a nationwide footprint - 43 states have at least one filing on record. Only 39.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-25.
Zwicker & Associates answers 100% of complaints inside the CFPB's tracked window and closes 92.1% with a written explanation. 7.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zwicker & Associates.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Zwicker & Associates have?
1,017, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Zwicker & Associates respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Zwicker & Associates?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.