2026 data Public-data reference. official source

ZWICKER & ASSOCIATES

772 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

772 consumer complaints filed with the CFPB

This profile shows ZWICKER & ASSOCIATES's complaint history from CFPB public records. 772 consumers have filed complaints since 2013. The company has a 100% timely response rate and has provided relief in 8.8% of cases.

772
Total Complaints
100%
Timely Response
5.6%
Disputed
8.8%
Relief Provided
40
States Active
2013
Since

Total complaints

772

Filed since 2013

Timely response

100%

CFPB-tracked response window

Relief rate

8.8%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.8%
Industry median

Share closed with monetary or non-monetary relief.

ZWICKER & ASSOCIATES complaint mix by product

Total complaints: 772

ZWICKER & ASSOCIATES complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 772 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 705 complaints (92.0%), resolution 8.7% Debt collection 92.0% Credit reporting: 22 complaints (2.9%), resolution 0.0% Credit reporting,: 13 complaints (1.7%), resolution 0.0% Student loan: 8 complaints (1.0%), resolution 50.0% Credit card: 7 complaints (0.9%), resolution 14.3% Credit card: 7 complaints (0.9%), resolution 14.3% Debt or: 4 complaints (0.5%), resolution 0.0%
  • Debt collection 705 92.0% 9% relief
  • Credit reporting 22 2.9% 0% relief
  • Credit reporting, 13 1.7% 0% relief
  • Student loan 8 1.0% 50% relief
  • Credit card 7 0.9% 14% relief
  • Credit card 7 0.9% 14% relief
  • Debt or 4 0.5% 0% relief

How ZWICKER & ASSOCIATES's 772 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 705
Credit reporting or other personal consumer reports 22
Credit reporting, credit repair services, or other personal consumer reports 13
Student loan 8
Credit card or prepaid card 7
Credit card 7
Debt or credit management 4
Payday loan, title loan, personal loan, or advance loan 3
Money transfer, virtual currency, or money service 1
Consumer Loan 1
Payday loan, title loan, or personal loan 1

Top States

State Complaints
FL 88
TX 76
CA 63
GA 59
NY 51
NC 50
VA 39
NJ 37
MA 36
MD 33
OH 32
IL 22
PA 19
TN 17
MI 17
WA 13
AZ 11
SC 11
CT 11
OR 10

Top Issues

Issue Complaints
Attempts to collect debt not owed 155
Took or threatened to take negative or legal action 123
False statements or representation 111
Communication tactics 94
Written notification about debt 89
Cont'd attempts collect debt not owed 39
Disclosure verification of debt 31
Taking/threatening an illegal action 31
Incorrect information on your report 21
Improper contact or sharing of info 14
Threatened to contact someone or share information improperly 12
Improper use of your report 7
Electronic communications 6
Problem with a company's investigation into an existing problem 5
Problem when making payments 5
Struggling to pay your bill 4
Dealing with my lender or servicer 4
Problem with a purchase shown on your statement 2
Can't repay my loan 2
Dealing with your lender or servicer 2

Yearly Trend

Year Complaints Timely
2013 24 100%
2014 55 100%
2015 56 100%
2016 31 100%
2017 37 100%
2018 34 100%
2019 35 100%
2020 18 100%
2021 51 100%
2022 45 100%
2023 73 100%
2024 100 100%
2025 165 100%
2026 48 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ZWICKER & ASSOCIATES

ZWICKER & ASSOCIATES has accumulated 772 consumer complaints in the CFPB public database, with filings active across 40 U.S. states. Of those submissions, 191 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ZWICKER & ASSOCIATES reports a 100% timely-response rate and has closed 90.9% of cases with a written explanation to the consumer. 8.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ZWICKER & ASSOCIATES: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ZWICKER & ASSOCIATES have?

ZWICKER & ASSOCIATES has received 772 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ZWICKER & ASSOCIATES respond to complaints on time?

ZWICKER & ASSOCIATES has a 100% timely response rate to CFPB complaints.

What is the most common complaint about ZWICKER & ASSOCIATES?

The most common issue reported against ZWICKER & ASSOCIATES is "Attempts to collect debt not owed" in the "Debt collection" product category.

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