CFPB · Faster timely-response band

Zwicker & Associates

1.0K CFPB complaints · 100% timely (fast band) · top issue Attempts to collect debt not owed.

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1.0K CFPB complaints

Zwicker & Associates answers 100% on time (upper third) across 1.0K filings. Relief 7.5% · top product Debt collection. Allegations, not findings.

  • Volume rank #337 of 342
  • Faster timely-response band
  • +337.5% filings 2013 to 2026

CFPB relief outcome brief

CCDB company zwicker-associates

7.5% relief · 100% timely · 1.0K filings · Debt collection

Same-product relief peers

Nearest relief peer: Malen & Associates, p.c. (7.5% relief)

Zwicker & Associates (this)7.5%Bank of New York Mellon Corp…9.5%Cedars Business Services, LLC0.1%Southwest Recovery Services,…0.3%First National Collection Bu…0%
Closed-with-relief % among Zwicker & Associates and nearest filing-volume peers

Zwicker & Associates closes 7.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 1.0K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Zwicker & Associates complaint mix by product

Total complaints: 1.0K

Zwicker & Associates complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.0K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 920 complaints (91.0%), resolution 7.4% Debt collection 91.0% Credit reporting: 35 complaints (3.5%), resolution 0.0% Credit reporting,: 20 complaints (2.0%), resolution 0.0% Credit card: 14 complaints (1.4%), resolution 7.1% Student loan: 9 complaints (0.9%), resolution 55.6% Credit card: 8 complaints (0.8%), resolution 12.5% Debt or: 5 complaints (0.5%), resolution 0.0%
  • Debt collection 920 91.0% – 7% relief
  • Credit reporting 35 3.5% – 0% relief
  • Credit reporting, 20 2.0% – 0% relief
  • Credit card 14 1.4% – 7% relief
  • Student loan 9 0.9% – 56% relief
  • Credit card 8 0.8% – 13% relief
  • Debt or 5 0.5% – 0% relief

Lighter-volume mix: how Zwicker & Associates's 1.0K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Debt collection 920
Credit reporting or other personal consumer reports 35
Credit reporting, credit repair services, or other personal consumer reports 20
Credit card 14
Student loan 9
Credit card or prepaid card 8
Debt or credit management 5
Payday loan, title loan, personal loan, or advance loan 3
Payday loan, title loan, or personal loan 1
Money transfer, virtual currency, or money service 1
Consumer Loan 1

Nationwide filing states for Zwicker & Associates

Top states by attributed volume, lighter-filing company

Nationwide footprint
Leading state
FL
11.6% of this company's filings
FL118TX111GA79CA78NC60NY58VA52NJ49

Zwicker & Associates rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
105
+337.5% vs 2013
050100150200250 20132015201720192021202320252026 105

Top States

State Complaints
FL 118
TX 111
GA 79
CA 78
NC 60
NY 58
VA 52
NJ 49
MA 48
OH 42
MD 41
IL 29
MI 24
PA 23
TN 18
WA 17
IN 16
SC 15
CT 14
AZ 13

Top Issues

Issue Complaints
Attempts to collect debt not owed 214
Took or threatened to take negative or legal action 180
False statements or representation 136
Written notification about debt 134
Communication tactics 110
Cont'd attempts collect debt not owed 39
Taking/threatening an illegal action 33
Incorrect information on your report 32
Disclosure verification of debt 32
Threatened to contact someone or share information improperly 18
Improper contact or sharing of info 14
Improper use of your report 10
Electronic communications 10
Problem with a company's investigation into an existing problem 9
Problem when making payments 7
Struggling to pay your bill 6
Dealing with my lender or servicer 5
Problem with a purchase shown on your statement 4
Problem with a credit reporting company's investigation into an existing problem 3
Didn't provide services promised 2

Yearly Trend

Year Complaints Timely
2013 24 100%
2014 55 100%
2015 59 100%
2016 33 100%
2017 42 100%
2018 40 100%
2019 47 100%
2020 30 100%
2021 66 100%
2022 60 100%
2023 93 100%
2024 133 100%
2025 230 100%
2026 105 100%

Source: CFPB Consumer Complaint Database

Zwicker & Associates in the faster-timely third

Zwicker & Associates's 1,017 logged complaints reach a nationwide footprint - 43 states have at least one filing. Only 39.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25. Timely response 100% sits in the upper third of the corpus.

Zwicker & Associates answers 100% of complaints inside the CFPB's tracked window (timely band: fast) and closes 7.5% with relief; 92.1% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zwicker & Associates.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Zwicker & Associates: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 1.0K.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 100%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Zwicker & Associates (#337 of 342; 100% timely; 7.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Faster timely-response band